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	<title>NC FHA Expert &#187; raleigh</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Mon, 21 May 2012 13:58:59 +0000</lastBuildDate>
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		<title>Does The Balance On Your Account Matter?</title>
		<link>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/</link>
		<comments>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[new homes cary]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[wake county]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=100</guid>
		<description><![CDATA[I recently read a report that said: &#8220;Several of my clients are in the credit restoration business and a recent conference call with some of the heavy hitters in the business revealed an astonishing new update to how the FICO score is computed. Balance management &#8211; that is the practice of getting the &#8220;balance to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Veterans get a Tax Credit Extension, what about the rest of us??</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:46:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=221</guid>
		<description><![CDATA[On October 11, 2009 the Congress agreed to extend the $8000 Tax Credit for First Time Homebuyers for any Veteran who served at least 3 months of "Qualified Overseas Duty"  in 2009 for another 12 months! ]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Appraisal NC Changes Effective1/1/2010</title>
		<link>http://ncfhaexpert.com/fha/fha-appraisal-nc-changes-effective112010/</link>
		<comments>http://ncfhaexpert.com/fha/fha-appraisal-nc-changes-effective112010/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 20:46:28 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[FHA mortgage Cary]]></category>
		<category><![CDATA[johnston county]]></category>
		<category><![CDATA[nc mortgage rates]]></category>
		<category><![CDATA[raleigh]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=210</guid>
		<description><![CDATA[FHA Announced this week that it will make some "proceedural" changes to the appraisal process at the beginning of the year. ]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-appraisal-nc-changes-effective112010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Streamline FHA Maximum Loan Amount details&#8230;</title>
		<link>http://ncfhaexpert.com/fha/fha-streamline-fha-maximum-loan-amount-details/</link>
		<comments>http://ncfhaexpert.com/fha/fha-streamline-fha-maximum-loan-amount-details/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 21:23:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[strearmline refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=171</guid>
		<description><![CDATA[The DEVIL is in the details!  On an FHA Streamline Refinance (we&#8217;re doing a ton of these right now!) we found some new (to us) information: Note: Headquarter Decision allows Streamline Transactions at the 2008 Economic Stimulus Loan Limits for streamline refinances without an appraisal. FHA will permit loans originated under the 2008 loan limits [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-streamline-fha-maximum-loan-amount-details/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Started Because of The Great Depression&#8230;</title>
		<link>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/</link>
		<comments>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 14:58:51 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=134</guid>
		<description><![CDATA[Housing is the most important part of getting the Economy back in shape &#8211; (according to many of the guys that met for The Global Economic Summit in Davos).   Keeping that in mind, it&#8217;s important to remember how FHA and the Government Backed &#8220;Mortgage&#8221; Programs might be able to help with our housing issues, and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Cash Out of Home with FHA Refinance</title>
		<link>http://ncfhaexpert.com/fha/cash-out-of-home-with-fha-refinance/</link>
		<comments>http://ncfhaexpert.com/fha/cash-out-of-home-with-fha-refinance/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 22:04:34 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[cashout refinance]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fuquay varina]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[loan limits]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[wake county]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=124</guid>
		<description><![CDATA[Have you heard the joke about the way you see your house, and the way the tax guy sees it and the way your appraiser sees it? Well, it&#8217;s pretty funny&#8230; because everyone has a difference perspective! If you believe you have some equity in your home, and you would like to take cash out, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/cash-out-of-home-with-fha-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fix Up A Foreclosed Property &#8211; $100 Downpayment?</title>
		<link>http://ncfhaexpert.com/fha/fix-up-a-foreclosed-property-100-downpayment/</link>
		<comments>http://ncfhaexpert.com/fha/fix-up-a-foreclosed-property-100-downpayment/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 15:52:42 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[no down payment]]></category>
		<category><![CDATA[raleigh]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=119</guid>
		<description><![CDATA[I wrote recently (click here) that we could not do $100 downpayment with the 203k loan program&#8230; well, now I have a lender who claims he can do it. HUD has long had a program that encourages folks who want to purchase a HUD Foreclosure, allowing them to purchase the property with $100 downpayment.  Problem [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fix-up-a-foreclosed-property-100-downpayment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Loan Limits Change 1/1/09</title>
		<link>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/</link>
		<comments>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/#comments</comments>
		<pubDate>Mon, 10 Nov 2008 19:02:13 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[loan limits]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=113</guid>
		<description><![CDATA[According to the Mortgagee Letter Published this week, HUD is changing the Maximum Loan Limit for Wake, Johnston, Franklin and Harnett Counties.  The change is based upon our average sales price, which has dropped a bit per National Association of Realtors, on Page 48 of their 88 page report &#8211; the Triangle will be in [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-loan-limits-change-1109/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is a 2-1 Buydown?</title>
		<link>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/</link>
		<comments>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 19:02:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[2-1 buydown]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=109</guid>
		<description><![CDATA[Many lenders are shouting about &#8220;Fixed Rate Mortgages starting at 4.5%&#8221; I&#8217;ve even gotten calls from Real Estate Agents asking how they are doing this! Some of these offers are NOT good deals.  For more information about MISLEADING Ads involving this program click here. However, in the right situation, it&#8217;s a good loan.  So let&#8217;s [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>One Works at Bragg &#8211; One in Wake County!</title>
		<link>http://ncfhaexpert.com/va-loans/one-works-at-bragg-one-in-wake-county/</link>
		<comments>http://ncfhaexpert.com/va-loans/one-works-at-bragg-one-in-wake-county/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 17:17:19 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[harnett county]]></category>
		<category><![CDATA[maximum loan amount]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[stanton homes]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[veterans administration]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=107</guid>
		<description><![CDATA[We are working with a couple looking for property that will allow the Veteran to commute to Fort Bragg (in Fayetteville, NC) and the spouse to work in Apex, NC (Wake County). Since we&#8217;ve been making mortgage loans for many years in the Triangle, this is not the first couple we&#8217;ve met who decide to [...]]]></description>
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		<slash:comments>6</slash:comments>
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