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	<title>NC FHA Expert &#187; mortgages apex</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Mortgage Interest Rates are HIGHER!</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-are-higher/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-are-higher/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 23:05:24 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance interest rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1173</guid>
		<description><![CDATA[Mortgage Interest Rates have gotten higher, not lower as the Fed said it was hoping would happen with this latest round of activity. So, when you look at the Mortgage Banker&#8217;s of America&#8217;s (MBA) refinance index (looks at refinance activity on a month over month basis) and the the 30 year fixed rate mortgage interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>More People Refinance to 15 Year Mortgage</title>
		<link>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/</link>
		<comments>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 19:37:04 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[15 year mortgage]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage loan nc]]></category>
		<category><![CDATA[mortgage loan raleigh]]></category>
		<category><![CDATA[mortgage loans nc]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[refinance nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1113</guid>
		<description><![CDATA[With mortgage interest rates being in the low 4&#8242;s for a 30 year rate, more people are considering refinancing.  A larger than expected number of those folks are asking for 15 year mortgage. This week, the rates offered by lenders on 15-year fixed-rate loans averaged 3.82 percent, Freddie Mac reported. Why is that?  Well the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Raleigh NC Top Public School Recognition</title>
		<link>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/</link>
		<comments>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 12:51:55 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[ghhs cary nc]]></category>
		<category><![CDATA[green hope high school cary nc]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[moving to cary nc]]></category>
		<category><![CDATA[relocation]]></category>
		<category><![CDATA[relocation to raleigh]]></category>
		<category><![CDATA[schools wake county]]></category>
		<category><![CDATA[top public school system]]></category>
		<category><![CDATA[wake county public school rankings]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=910</guid>
		<description><![CDATA[&#8220;Yep, just another reason to move to Raleigh!&#8221; is what one friend wrote on Facebook after seeing that Raleigh was named the Top Public School System for Large Populations over 300,000 by Great Schools. Also in the Top Five School Systems the report lists Colorado Springs, Mesa Arizona, Honolulu and Virginia Beach. We live in [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Mortgage Rates for NC 6-25-2010</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-rates-for-nc-6-25-2010/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-rates-for-nc-6-25-2010/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 15:49:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[home loan rates durham]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[lower mortgage rates]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgage rates chapel hill]]></category>
		<category><![CDATA[mortgage rates morehead city]]></category>
		<category><![CDATA[mortgage rates nc]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc mortgage rates]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=784</guid>
		<description><![CDATA[&#8220;There was a 7-year Treasury Note auction yesterday that was a little bit stronger than expected. Despite that encouraging news, Mortgage backed securities fell&#8230;&#8221;  So, what the heck does that mean??  Looking at this chart of the 10 Year Treasury Bond (which is really our Government Bonds that people and Institutions purchase&#8230; you can see [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Oil Slick and Economics</title>
		<link>http://ncfhaexpert.com/housing-news/oil-slick-and-economics/</link>
		<comments>http://ncfhaexpert.com/housing-news/oil-slick-and-economics/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:39:15 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[economic forecast]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[oil click affects mortgage rates]]></category>
		<category><![CDATA[oil slick and economics]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=738</guid>
		<description><![CDATA[We&#8217;ve been watching the Oil Slick and feeling sick&#8230; and not just because of the Ecological picture.  We are also concerned what this means for the ECONOMY which is on a tight robe as it is! Many of the Economist we follow suggest that only charging $.09 per gallon in Federal Tax is ridiculous, and [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Fewer New Homes on The Market Nationwide</title>
		<link>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/</link>
		<comments>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/#comments</comments>
		<pubDate>Fri, 28 May 2010 13:08:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[Existing Home Sales]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[NAHB]]></category>
		<category><![CDATA[New Home Sales]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=725</guid>
		<description><![CDATA[At the current sales pace, the nation's complete supply of new homes would be sold in just 5 month's time.  That's more than double the pace of a year ago.
]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Old Guys Qualify for FHA Loans in NC</title>
		<link>http://ncfhaexpert.com/fha/how-old-guys-qualify-for-fha-loans-in-nc/</link>
		<comments>http://ncfhaexpert.com/fha/how-old-guys-qualify-for-fha-loans-in-nc/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 15:18:32 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[co-signor]]></category>
		<category><![CDATA[fha co-signors]]></category>
		<category><![CDATA[fha kiddie condos]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[mortgages apex]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=657</guid>
		<description><![CDATA[In North Carolina we have some different laws than other States when it comes to Financing a home. The NC Laws require that we validate that you have the income (at the time of closing) to be able to make the payments on your mortgage. For someone who is retired, or is living off of [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>First Time Home Buyer Purchasing Plan</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 15:32:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=634</guid>
		<description><![CDATA[Are you trying to purchase a home and take advantage of the new Tax Credit??  Well, you&#8217;re not alone, and as a First Time Home Buyer&#8230; the task is now even more overwhelming because of the number of foreclosures, short sales, and standard sales available. Each of these types of sale have widely varying terms and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Exactly Are Closing Cost?</title>
		<link>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/</link>
		<comments>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 21:59:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[settlement charges]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[veteran]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=227</guid>
		<description><![CDATA[The Federal Reserve Board refers to them as "Settlement Fees."   They are, in fact the fees you pay to the various agencies and service providers who work to get the title of the home transferred into your name.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Veterans get a Tax Credit Extension, what about the rest of us??</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:46:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=221</guid>
		<description><![CDATA[On October 11, 2009 the Congress agreed to extend the $8000 Tax Credit for First Time Homebuyers for any Veteran who served at least 3 months of "Qualified Overseas Duty"  in 2009 for another 12 months! ]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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