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	<title>NC FHA Expert &#187; mortgage</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Wed, 08 Feb 2012 13:14:23 +0000</lastBuildDate>
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		<title>Buy a House, Get a Raise!</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/buy-a-house-get-a-raise-2/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/buy-a-house-get-a-raise-2/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 13:14:23 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[benefits of homeownership]]></category>
		<category><![CDATA[buying forelcosed homes]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[how to buy foreclosed homes]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[steve thorne]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=142</guid>
		<description><![CDATA[Buy a House, Get a Raise! I&#8217;ve told people this for years, and they don&#8217;t always understand.  You see, when you purchase a house, it gives you a tax incentive, and so if you are paying $1200 a month for a mortgage payment you are likely writing off at least $400 a month in interest [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/buy-a-house-get-a-raise-2/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Improve Your Score 50 Points &#8211; NOW!</title>
		<link>http://ncfhaexpert.com/credit/improve-your-score-50-points-now/</link>
		<comments>http://ncfhaexpert.com/credit/improve-your-score-50-points-now/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 16:17:53 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[home loans nc]]></category>
		<category><![CDATA[minimum credit score fha]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[secured credit card]]></category>
		<category><![CDATA[underwriter guidelines mortgage]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=111</guid>
		<description><![CDATA[We&#8217;ve written many times here about writing dispute letters when you have incorrect items on your report.  In addition to this, you could improve your score by 50 points if you would do the following: Pay off any verified bad credit item on your report. In exchange for your payment have the lender remove the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>I Have A Repo on My Credit Report Can I Buy a House?</title>
		<link>http://ncfhaexpert.com/fha/i-have-repo-on-my-credit-report-can-i-buy-a-house/</link>
		<comments>http://ncfhaexpert.com/fha/i-have-repo-on-my-credit-report-can-i-buy-a-house/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 13:09:15 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[car reposession]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha credit guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[river community bank]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=122</guid>
		<description><![CDATA[I&#8217;ve had several of these questions lately, and I figured I&#8217;d let you know what I&#8217;m seeing. Just because you have a repossession on your credit report does not mean that you have to delay in purchasing a home&#8230; but that doen&#8217;t mean it&#8217;s not a problem. Okay, so let&#8217;s say you have a repossession [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/i-have-repo-on-my-credit-report-can-i-buy-a-house/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Raleigh NC Top Public School Recognition</title>
		<link>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/</link>
		<comments>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 12:51:55 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[ghhs cary nc]]></category>
		<category><![CDATA[green hope high school cary nc]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[moving to cary nc]]></category>
		<category><![CDATA[relocation]]></category>
		<category><![CDATA[relocation to raleigh]]></category>
		<category><![CDATA[schools wake county]]></category>
		<category><![CDATA[top public school system]]></category>
		<category><![CDATA[wake county public school rankings]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=910</guid>
		<description><![CDATA[&#8220;Yep, just another reason to move to Raleigh!&#8221; is what one friend wrote on Facebook after seeing that Raleigh was named the Top Public School System for Large Populations over 300,000 by Great Schools. Also in the Top Five School Systems the report lists Colorado Springs, Mesa Arizona, Honolulu and Virginia Beach. We live in [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>USDA Rural Development Switching Underwriters</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-rural-development-switching-underwriters/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-rural-development-switching-underwriters/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 20:55:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[no money down mortgage]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA mortgages]]></category>
		<category><![CDATA[usda rd home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=846</guid>
		<description><![CDATA[USDA Rural Development Single Family Housing announced some consolidation and changes regarding WHERE files are going to be processed. No matter who originates a USDA home loan, it is re-underwritten (or processed) through a local USDA office. In the past, loans for Wake County went to Wake, Johnston County went to Sanford and Franklin County [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-rural-development-switching-underwriters/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Buying a Home after Foreclosure</title>
		<link>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/</link>
		<comments>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 19:53:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA Credit Score guidelines]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=141</guid>
		<description><![CDATA[If you are one of the millions of families that lost their home in the last couple of years to Foreclosure&#8230; you might think&#8230; Been There &#8211; Done That You might not want to own a home again!  But if you&#8217;re one of those folks who truly does want to purchase again, here&#8217;s some potentially [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>DRATS!  FHA is Getting More Expensive!</title>
		<link>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/</link>
		<comments>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 13:19:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans nc]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[home loans fha]]></category>
		<category><![CDATA[monthly mortgage insurance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage loans fha]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=764</guid>
		<description><![CDATA[As we reported in April, Washington is trying to offset the costs of FHA foreclosures&#8230; and so it appears that FHA mortgage Loans are going to get more expensive. Many folks don&#8217;t realize that FHA doesn&#8217;t really MAKE loans&#8230; they just INSURE them. Last week, the House of Representatives gave the FHA power to raise [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fewer New Homes on The Market Nationwide</title>
		<link>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/</link>
		<comments>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/#comments</comments>
		<pubDate>Fri, 28 May 2010 13:08:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[Existing Home Sales]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[NAHB]]></category>
		<category><![CDATA[New Home Sales]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=725</guid>
		<description><![CDATA[At the current sales pace, the nation's complete supply of new homes would be sold in just 5 month's time.  That's more than double the pace of a year ago.
]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/new-home-sales-april-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Scores and First Time Home Buyers!</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/credit-scores-and-first-time-homebuyers/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/credit-scores-and-first-time-homebuyers/#comments</comments>
		<pubDate>Thu, 20 May 2010 19:33:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[credit score guidelines]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=151</guid>
		<description><![CDATA[How Credit Scores are calculated is changing, and the minimum scores required for mortgage loans are going HIGHER!  For information about &#8220;WHY&#8221; Credit Scores requirements are changing in NC, click here. It&#8217;s important to know that Transunion began making changes to the way they calculate credit scores, and if you don&#8217;t change your credit strategy &#8211; you might not [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/credit-scores-and-first-time-homebuyers/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Veterans Not Allowed to Pay all Closing Costs</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:27:23 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=620</guid>
		<description><![CDATA[A new Good Faith Estimate went into effect on January 1, 2010 and because of all the requirements that go with any new Government Regulated Form&#8230; FHA came out in January with a list of fees they felt like were reasonable for Homeowners to Pay and Lenders to Collect. Which prompted the VA to come [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-not-allowed-to-pay-all-closing-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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