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	<title>NC FHA Expert &#187; lowest mortgage rates</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Getting the Lowest Payment</title>
		<link>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/</link>
		<comments>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:10:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[getting the lowest payment]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1554</guid>
		<description><![CDATA[When clients contact us  they are usually looking for the lowest monthly payment &#8211; or the easiest way to get into the property with the least amount of money tied up in the transaction. Most prospects only ask one question&#8230; &#8220;What&#8217;s your rate???&#8221;  In truth, there are MANY other questions to ask! One of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay Off Credit Card Debt Now&#8230;</title>
		<link>http://ncfhaexpert.com/housing-news/pay-off-credit-card-debt-now/</link>
		<comments>http://ncfhaexpert.com/housing-news/pay-off-credit-card-debt-now/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 21:56:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[lower monthly bills]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[qualify for fha loan in cary]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1613</guid>
		<description><![CDATA[Have you looked at the balances on your credit card statements lately?  Seriously?  OMG! Everybody I know has been &#8220;living&#8221; off of credit cards!  How expensive is that?  Well &#8211; If you have a $2000 balance on a credit card with an 18% APR it could take you 24 YEARS to pay it off if [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What&#8217;s Up With Home Prices in Raleigh, NC</title>
		<link>http://ncfhaexpert.com/housing-news/whats-up-with-home-prices-in-raleigh-nc/</link>
		<comments>http://ncfhaexpert.com/housing-news/whats-up-with-home-prices-in-raleigh-nc/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 19:52:46 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[conventional mortgage raleigh]]></category>
		<category><![CDATA[home inspections]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[raleigh mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1266</guid>
		<description><![CDATA[We are fortunate, here in the Raleigh, Cary, Chapel Hill, Durham area of the Triangle because we were recently named the Number One Healthiest Real Estate Market in the Country! What does that mean? It means that we are the most likely to be OUT of the Housing Slump first. But if you read the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie and Freddie Fees Drive Mortgage Rates Higher 2011</title>
		<link>http://ncfhaexpert.com/housing-news/fannie-and-freddie-fees-drive-mortgage-rates-higher-2011/</link>
		<comments>http://ncfhaexpert.com/housing-news/fannie-and-freddie-fees-drive-mortgage-rates-higher-2011/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 15:33:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[best mortgage rates cary]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages nc]]></category>
		<category><![CDATA[steve thorne mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1191</guid>
		<description><![CDATA[Mortgage Giants Fannie Mae and Freddie Mac announced that they are expecting more revenue from mortgage loan production in 2011 to cover their costs. Where is that money coming from? The 2011 Consumer.  The additional fees they will begin charging in April are marked as Risk Based, however they will affect ALL borrowers &#8211; no [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Mandates, QEII and Mortgage Interest Rates in NC</title>
		<link>http://ncfhaexpert.com/housing-news/fed-mandates-qeii-and-mortgage-interest-rates-in-nc/</link>
		<comments>http://ncfhaexpert.com/housing-news/fed-mandates-qeii-and-mortgage-interest-rates-in-nc/#comments</comments>
		<pubDate>Sun, 16 Jan 2011 17:56:07 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage interest rates cary]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage rates 2011]]></category>
		<category><![CDATA[raleigh mortgage interest rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1184</guid>
		<description><![CDATA[Following a sharp rise in interest rates from mid-November through December, Freddie Mac is now predicting that interest rates on 30-year fixed-rate mortgages will hit 5.5 percent in the fourth quarter of the year, up half a percentage point from the 5.0 percent forecast last month. The little green mark is approximately where the FED would like [...]]]></description>
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		<item>
		<title>Mortgage Interest Rates September 17, 2010 Update</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-september-17-2010-update/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-september-17-2010-update/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 14:01:02 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[bank owned property]]></category>
		<category><![CDATA[best mortgage interest rates]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=982</guid>
		<description><![CDATA[If you are considering a home purchase or a refinance, you are probably doing your best to follow the direction of mortgage interest rates. Well, rates on 30-year mortgages climbed for the second straight week, even though they are pretty close to the lowest level in decades. The average rate for 30-year fixed loans this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates for NC 6-25-2010</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-rates-for-nc-6-25-2010/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-rates-for-nc-6-25-2010/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 15:49:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[home loan rates durham]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[lower mortgage rates]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgage rates chapel hill]]></category>
		<category><![CDATA[mortgage rates morehead city]]></category>
		<category><![CDATA[mortgage rates nc]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc mortgage rates]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=784</guid>
		<description><![CDATA[&#8220;There was a 7-year Treasury Note auction yesterday that was a little bit stronger than expected. Despite that encouraging news, Mortgage backed securities fell&#8230;&#8221;  So, what the heck does that mean??  Looking at this chart of the 10 Year Treasury Bond (which is really our Government Bonds that people and Institutions purchase&#8230; you can see [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Which Way Will Mortgage Rates Go Week of 6.7.2010</title>
		<link>http://ncfhaexpert.com/housing-news/which-way-will-mortgage-rates-go-week-of-6-7-2010/</link>
		<comments>http://ncfhaexpert.com/housing-news/which-way-will-mortgage-rates-go-week-of-6-7-2010/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 14:40:25 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[economic forecast]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage lender nc]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgage rates raleigh]]></category>
		<category><![CDATA[oil slick affects mortgage rates]]></category>
		<category><![CDATA[oil slick and economics]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=754</guid>
		<description><![CDATA[Robert Rauf, a friend of ours to the north put together a great review of what Economic and Financial reports are in play this week &#8211; and how they might move mortgage rates! We often remind our customers that we are a pretty sadistic group &#8211; and &#8220;Bad News in the Economy is Good News [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans have PMI?</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-have-pmi/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-have-pmi/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 23:14:47 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[funding fee]]></category>
		<category><![CDATA[guarantee fee]]></category>
		<category><![CDATA[home loan fha]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[pmi]]></category>
		<category><![CDATA[usda funding fee]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>
		<category><![CDATA[USDA mortgages]]></category>
		<category><![CDATA[usda pmi]]></category>
		<category><![CDATA[va home loan benefits]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=174</guid>
		<description><![CDATA[USDA Home Loans also have a form of default insurance (PMI), and it's a Guarantee Fee. The actual dollar amount is a rather complicated formula, and it ends up being about 2.05% - but most people use 2.% as a rule of thumb for prequalifying purposes.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>First Time Homebuyers &#8211; Rates Going Up</title>
		<link>http://ncfhaexpert.com/fha/first-time-homebuyers-rates-going-up/</link>
		<comments>http://ncfhaexpert.com/fha/first-time-homebuyers-rates-going-up/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 14:06:36 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[cary nc]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
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		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=173</guid>
		<description><![CDATA[We talk to First Time HomeBuyer&#8217;s everyday that tell us, &#8220;We&#8217;re Looking!&#8221;  Well &#8211; here&#8217;s my advice&#8230; HURRY UP!! The Tax Credit is going to &#8220;go away&#8221; at the end of November&#8230; and everybody is telling you NOW is the right time to buy &#8211; and that&#8217;s a FINE reason&#8230; But I think there&#8217;s ANOTHER [...]]]></description>
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