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	<title>NC FHA Expert &#187; home loans</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>More People Refinance to 15 Year Mortgage</title>
		<link>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/</link>
		<comments>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 19:37:04 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[15 year mortgage]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage loan nc]]></category>
		<category><![CDATA[mortgage loan raleigh]]></category>
		<category><![CDATA[mortgage loans nc]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[refinance nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1113</guid>
		<description><![CDATA[With mortgage interest rates being in the low 4&#8242;s for a 30 year rate, more people are considering refinancing.  A larger than expected number of those folks are asking for 15 year mortgage. This week, the rates offered by lenders on 15-year fixed-rate loans averaged 3.82 percent, Freddie Mac reported. Why is that?  Well the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Raleigh NC Top Public School Recognition</title>
		<link>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/</link>
		<comments>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 12:51:55 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[ghhs cary nc]]></category>
		<category><![CDATA[green hope high school cary nc]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[moving to cary nc]]></category>
		<category><![CDATA[relocation]]></category>
		<category><![CDATA[relocation to raleigh]]></category>
		<category><![CDATA[schools wake county]]></category>
		<category><![CDATA[top public school system]]></category>
		<category><![CDATA[wake county public school rankings]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=910</guid>
		<description><![CDATA[&#8220;Yep, just another reason to move to Raleigh!&#8221; is what one friend wrote on Facebook after seeing that Raleigh was named the Top Public School System for Large Populations over 300,000 by Great Schools. Also in the Top Five School Systems the report lists Colorado Springs, Mesa Arizona, Honolulu and Virginia Beach. We live in [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/raleigh-nc-top-public-school-recognition/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Oil Slick and Economics</title>
		<link>http://ncfhaexpert.com/housing-news/oil-slick-and-economics/</link>
		<comments>http://ncfhaexpert.com/housing-news/oil-slick-and-economics/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:39:15 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[economic forecast]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[oil click affects mortgage rates]]></category>
		<category><![CDATA[oil slick and economics]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=738</guid>
		<description><![CDATA[We&#8217;ve been watching the Oil Slick and feeling sick&#8230; and not just because of the Ecological picture.  We are also concerned what this means for the ECONOMY which is on a tight robe as it is! Many of the Economist we follow suggest that only charging $.09 per gallon in Federal Tax is ridiculous, and [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/oil-slick-and-economics/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Looking for a Home &#8211; When Do I Apply?</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 20:12:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[first time homebuyer programs]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[minimum credit score]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[when to apply for a mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=99</guid>
		<description><![CDATA[This is a question that was posted recently on Trulia Voices&#8230; &#8220;Looking for a Home in the Triangle.  I think I&#8217;ll be ready to purchase in March of 2009.  When should I apply for a mortgage???&#8221; People who are considering a move to the Triangle need to plan for their home purchase.  If you will be [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>North Carolina USDA Mortgage Loans</title>
		<link>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/</link>
		<comments>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 14:08:16 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[chatham county homes]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[johnston county homes]]></category>
		<category><![CDATA[rural areas]]></category>
		<category><![CDATA[rural housing]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[USDA Wake County]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=90</guid>
		<description><![CDATA[In NC, we have some big cities&#8230; but we get rural fast!  I can&#8217;t tell you how many people, dispite the cost of gas, who say, &#8220;I&#8217;m just lookin&#8217; for some land!&#8221; or &#8220;I can&#8217;t stand those little &#8216;Barbie Doll&#8217; houses sitting right next to each other!&#8221; Well, if you’re looking to buy a rural home, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Nontraditional Credit</title>
		<link>http://ncfhaexpert.com/fha/nontraditional-credit/</link>
		<comments>http://ncfhaexpert.com/fha/nontraditional-credit/#comments</comments>
		<pubDate>Mon, 25 Aug 2008 19:27:50 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[minimum downpayment]]></category>
		<category><![CDATA[mortgages apex]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=83</guid>
		<description><![CDATA[Do you really want to get out of that apartment?  Did you know that NOW is that time you can make a KILLING buying real estate and DUMP your roommates?? If you&#8217;re ready to take the next move &#8211; and you don&#8217;t have three good lines of credit established &#8211; GREAT NEWS! The new Housing [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/nontraditional-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Meet Us at Open House!</title>
		<link>http://ncfhaexpert.com/va-loans/meet-us-at-open-house/</link>
		<comments>http://ncfhaexpert.com/va-loans/meet-us-at-open-house/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 14:17:17 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[pittsboro]]></category>
		<category><![CDATA[stanton homes]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=68</guid>
		<description><![CDATA[We are priviledged to work with some of the areas TOP Builders.  One of our favorites, Stanton Homes is holding an Open House this Sunday, June 22 from 1-4 pm. This is an especially great offer for Veteran&#8217;s as we&#8217;ve created a multi tier discount package for military families that includes:  Discount Home Price, Lower [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/meet-us-at-open-house/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Compensating Factors</title>
		<link>http://ncfhaexpert.com/fha/the-flexibility-of-fha/</link>
		<comments>http://ncfhaexpert.com/fha/the-flexibility-of-fha/#comments</comments>
		<pubDate>Wed, 11 Jun 2008 14:41:47 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[fha guidelines]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=66</guid>
		<description><![CDATA[FHA (and all government underwriting for that matter) is somewhat different from other, more automated systems of loan approval.  On an FHA loan you can actually have a real person look at the loan and apply the golden rule - not just a bunch of meaningless stipulations.  This is often the difference in making the dream of homeownership a reality... because not everybody has a perfect credit history, with a 20 year job, and 2.3 kids!]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/the-flexibility-of-fha/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Step 2 Homebuying in Cary</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/step-2-homebuying-in-cary/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/step-2-homebuying-in-cary/#comments</comments>
		<pubDate>Sat, 07 Jun 2008 14:03:05 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[condos]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=64</guid>
		<description><![CDATA[In a previous post we explored the whole &#8220;First the Loan, then the Home.&#8221; Mentality of Home Shopping. The idea is that if you begin shopping for a $175k home because you used an online calculator and figured that&#8217;s what you could afford&#8230; but some reason you DON&#8217;T qualify for that much&#8230; you&#8217;re never going to find a $150 [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/step-2-homebuying-in-cary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Repair Requirements</title>
		<link>http://ncfhaexpert.com/fha/seller-doesnt-want-an-fha-buyer/</link>
		<comments>http://ncfhaexpert.com/fha/seller-doesnt-want-an-fha-buyer/#comments</comments>
		<pubDate>Mon, 14 Apr 2008 15:09:09 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[fha 203k loans]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha construction loan]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA repair Requirements]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=41</guid>
		<description><![CDATA[The problem is that many sellers, including banks holding foreclosed property, might not want to accept an FHA borrower?  Why?  Because FHA will not take a property with a paint job like the one shown here.  If you were purchasing this property, the exterior repairs would need to be done PRIOR to closing.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/seller-doesnt-want-an-fha-buyer/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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