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	<title>NC FHA Expert &#187; guidelines</title>
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	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>First Time Home Buyer Purchasing Plan</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 15:32:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=634</guid>
		<description><![CDATA[Are you trying to purchase a home and take advantage of the new Tax Credit??  Well, you&#8217;re not alone, and as a First Time Home Buyer&#8230; the task is now even more overwhelming because of the number of foreclosures, short sales, and standard sales available. Each of these types of sale have widely varying terms and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Veterans get a Tax Credit Extension, what about the rest of us??</title>
		<link>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/</link>
		<comments>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:46:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=221</guid>
		<description><![CDATA[On October 11, 2009 the Congress agreed to extend the $8000 Tax Credit for First Time Homebuyers for any Veteran who served at least 3 months of "Qualified Overseas Duty"  in 2009 for another 12 months! ]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/veterans-get-a-tax-credit-extension-what-about-the-rest-of-us/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Could FHA Force Green Homeownership?</title>
		<link>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/</link>
		<comments>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Energy Efficient]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans cary]]></category>
		<category><![CDATA[fha mortgage loans raleigh]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=217</guid>
		<description><![CDATA[HUD is required to report back to the White House it's Greenhouse Gas Emmission reduction suggestions by January.  Since there is pressure to show large increases in energy efficiency and corresponding decreases in pollution and greenhouse gas emissions...  could this move HUD toward imposing “green” standards on federally-assisted programs like FHA?  ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Downpayment Going to 5% ??</title>
		<link>http://ncfhaexpert.com/fha/fha-downpayment-going-to-5/</link>
		<comments>http://ncfhaexpert.com/fha/fha-downpayment-going-to-5/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 13:14:21 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[durham]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=212</guid>
		<description><![CDATA[US Congressman Scott Garrett (R-NJ) introduced the "FHA Taxpayer Protection Act of 2009.  In his bill, borrowers would be required to make a 5% downpayment on FHA loans, as opposed to the 3.5% downpayment in the current guidelines.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Why Look At FHA Versus Conventional Loan</title>
		<link>http://ncfhaexpert.com/fha/why-look-at-fha-versus-conventional-loan/</link>
		<comments>http://ncfhaexpert.com/fha/why-look-at-fha-versus-conventional-loan/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 18:40:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[lowest fha rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=191</guid>
		<description><![CDATA[If you are refinancing from a Conventional loan (with a first and second) FHA will often allow you the MOST flexability!
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Loan Co-Signors</title>
		<link>http://ncfhaexpert.com/va-loans/va-loan-co-signors/</link>
		<comments>http://ncfhaexpert.com/va-loans/va-loan-co-signors/#comments</comments>
		<pubDate>Tue, 20 May 2008 19:55:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[eligability va loan]]></category>
		<category><![CDATA[eligibility for VA mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[VA Financing]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Loan Co-signors]]></category>
		<category><![CDATA[va loans cary]]></category>
		<category><![CDATA[va loans divorce]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=58</guid>
		<description><![CDATA[In the case of divorce, the Veterans Administration has several choices.  If a non-eligable spouse continues to occupy the property and if the payments are made in a timely fashion, no change to the loan will be made.  In this case, the military spouse will have their eligability for a mortgage re-instated once the loan is paid off and/or refinanced out of a VA loan.  If payments are missed, and the property is approaching foreclosure, the VA might choose to refund the loan and have the payments made directly to the Veteran's Administration.]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Let FHA Help You Relocate!</title>
		<link>http://ncfhaexpert.com/fha/let-fha-help-you-relocate/</link>
		<comments>http://ncfhaexpert.com/fha/let-fha-help-you-relocate/#comments</comments>
		<pubDate>Mon, 10 Mar 2008 20:51:10 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha guidelines apex]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage Cary]]></category>
		<category><![CDATA[fha mortgages nc]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[kiddie condos]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=14</guid>
		<description><![CDATA[FHA allows folks to only have one FHA mortgage at a time, unless&#8230; you meet one of these 4 exceptions. 1. Relocations: FHA says that &#8220;if the borrower is relocating and re-establishing residency in another area not within reasonable commuting distance from the current principal residence.&#8221; The employment can be voluntary, meaning that your employer [...]]]></description>
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