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	<title>NC FHA Expert &#187; gift funds</title>
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	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Using 401K Funds for Downpayment on FHA</title>
		<link>http://ncfhaexpert.com/fha/using-401k-funds-for-downpayment-on-fha/</link>
		<comments>http://ncfhaexpert.com/fha/using-401k-funds-for-downpayment-on-fha/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 21:41:49 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[borrowing from retirement funds]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[fha downpayment requirements]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[gift funds]]></category>

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		<description><![CDATA[With FHA financing, you can use 401K funds in the form of a loan or a withdrawal for required funds to close.  We also use them quite often to simply document reserves with no intent to withdraw the funds.  It can sometimes make a difference if your debt-to-income ratio is a little higher than the guidelines]]></description>
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