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	<title>NC FHA Expert &#187; foreclosure</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Bankruptcy and VA Home Loans</title>
		<link>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 20:20:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy and va loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgages]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1336</guid>
		<description><![CDATA[We are talking to folks every week who lost a job in the last several years, lost medical insurance &#8211; or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has been the only [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Home Loan Credit Qualifications in NC</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 11:54:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit scores usda]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[judgements]]></category>
		<category><![CDATA[minimum credit score usda]]></category>
		<category><![CDATA[usda credit requirements]]></category>
		<category><![CDATA[usda guidelines]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan guidelines]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[usda rd home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1322</guid>
		<description><![CDATA[Good News!  You do NOT need perfect credit to qualify for a USDA Home Loan!  Whew!  This 100% no money down program requires a MINIMUM credit score of 580 &#8211; but folks, just because you have a 580 score, doesn&#8217;t mean you can purchase. These days &#8211; we normally need a score above 620 to [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loan-credit-qualifications-in-nc/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA and VA Mortgage Loan Guidelines Waiting Periods</title>
		<link>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/</link>
		<comments>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 13:56:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[fha guidelines after bankruptcy]]></category>
		<category><![CDATA[fha guidelines after short sale]]></category>
		<category><![CDATA[FHA Guidelines waiting period]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[va guidelines short sale]]></category>
		<category><![CDATA[VA home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loan guidelines waiting period]]></category>
		<category><![CDATA[va mortgage loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1140</guid>
		<description><![CDATA[If you&#8217;re like millions of American&#8217;s the last couple of years have been tough.  People who have lost their jobs, or their houses, or their business didn&#8217;t just wake up one morning and say, &#8220;Oh, instead of making my payments, I think I&#8217;ll take a trip to Belize!&#8221; They never imagined they would be one [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-and-va-mortgage-loan-guidelines-waiting-periods/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Interest Rates September 17, 2010 Update</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-september-17-2010-update/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-september-17-2010-update/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 14:01:02 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[bank owned property]]></category>
		<category><![CDATA[best mortgage interest rates]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=982</guid>
		<description><![CDATA[If you are considering a home purchase or a refinance, you are probably doing your best to follow the direction of mortgage interest rates. Well, rates on 30-year mortgages climbed for the second straight week, even though they are pretty close to the lowest level in decades. The average rate for 30-year fixed loans this [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-september-17-2010-update/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying a Home after Foreclosure</title>
		<link>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/</link>
		<comments>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 19:53:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA Credit Score guidelines]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=141</guid>
		<description><![CDATA[If you are one of the millions of families that lost their home in the last couple of years to Foreclosure&#8230; you might think&#8230; Been There &#8211; Done That You might not want to own a home again!  But if you&#8217;re one of those folks who truly does want to purchase again, here&#8217;s some potentially [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>HUD Makes It Easier To Purchase Foreclosed Property</title>
		<link>http://ncfhaexpert.com/fha/hud-makes-it-easier-to-purchase-foreclosed-property/</link>
		<comments>http://ncfhaexpert.com/fha/hud-makes-it-easier-to-purchase-foreclosed-property/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 21:30:17 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=543</guid>
		<description><![CDATA[HUD announced a change in the way it handles property that has changed ownership in the last 90 days.  In an attempt to prevent people from &#8220;flipping&#8221; property (which is FRAUDULENT), HUD required a 90 day &#8220;cooling off&#8221; period before property could change hands. This meant that if an Investor purchased property on January 1 [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/hud-makes-it-easier-to-purchase-foreclosed-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FAQ RE: Obama Loan Modification Program</title>
		<link>http://ncfhaexpert.com/housing-news/faq-re-obama-loan-modification-program/</link>
		<comments>http://ncfhaexpert.com/housing-news/faq-re-obama-loan-modification-program/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 12:46:36 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=150</guid>
		<description><![CDATA[The Obama Administration announced plans to allow for special considerations in cases for folks who are currently behind on their mortgages, and headed into foreclosure.  Those guidelines apply only to mortgages that are currently held by Fannie Mae or Freddie Mac &#8211; but could impact a significant number of people in NC. Here&#8217;s a list [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/faq-re-obama-loan-modification-program/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>2% Mortgage Rate on Refinance?</title>
		<link>http://ncfhaexpert.com/fha/2-mortgage-rate-on-refinance/</link>
		<comments>http://ncfhaexpert.com/fha/2-mortgage-rate-on-refinance/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 19:36:55 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance fha mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[steve thorne]]></category>
		<category><![CDATA[streamline refinance]]></category>
		<category><![CDATA[va streamline refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=148</guid>
		<description><![CDATA[The Obama Administration outlined today their efforts to help borrowers who need to refinance &#8211; and for various reasons can not. If you&#8217;ve made your payments on time, here&#8217;s the current plan being floated&#8230; REMEMBER! This must be approved by Congress! A Home Affordable Refinance Program to Provide Access to Low-Cost Refinancing for Responsible Homeowners [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/2-mortgage-rate-on-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Improvements Can You Make with a FHA 203K Loan For?</title>
		<link>http://ncfhaexpert.com/fha/what-improvements-can-you-make-with-a-fha-203k-loan-for/</link>
		<comments>http://ncfhaexpert.com/fha/what-improvements-can-you-make-with-a-fha-203k-loan-for/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 18:22:21 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha 203k loans]]></category>
		<category><![CDATA[fha construction loan]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans johnston county]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[rehab loans]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=146</guid>
		<description><![CDATA[FHA has a great program to help with renovating a new home!  It&#8217;s called the 203K program - and if you&#8217;ve been on Craigslist, you&#8217;ve definately seen, &#8220;this property is eligable for FHA 203k loan!&#8221; It&#8217;s a great program for making up to $35,000 of improvements to the home.  Many time, foreclosed property has what [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/what-improvements-can-you-make-with-a-fha-203k-loan-for/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA 203K Loans in NC</title>
		<link>http://ncfhaexpert.com/fha/fha-203k-loans-in-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-203k-loans-in-nc/#comments</comments>
		<pubDate>Mon, 16 Feb 2009 14:40:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha 203k loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[foreclosed]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rehab]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=139</guid>
		<description><![CDATA[FHA 203K loans are perfect for those of us who fall in love with a great house that has this Gosh Awful Shag Carpet!  This carpet would give you a headache!  How can you buy the house if you don&#8217;t have an extra $5000 to update that 1970&#8242;s carpet, green countertops, and linoleum?  If the property is [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-203k-loans-in-nc/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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