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	<title>NC FHA Expert &#187; first time homebuyers</title>
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	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Step By Step :  Buying Your First Home in NC</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/step-by-step-buying-your-first-home/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/step-by-step-buying-your-first-home/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 15:53:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer program raleigh]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[first time homebuyer cary]]></category>
		<category><![CDATA[first time homebuyers]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1517</guid>
		<description><![CDATA[So You Want to Buy A House?   Relax!  Breahe!  You CAN DO THIS!!  We&#8217;ve helped hundreds of families in North Carolina purchase their first home!  This can be a little overwhelming, but it doesn&#8217;t have to be!  Here&#8217;s our guide for purchasing a home in NC. Step by Step Homebuying   Step 1.  Financing&#8230; Remember these words, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Profile of 2009 &#8211; 2010 First Time Home Buyer</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 18:17:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1146</guid>
		<description><![CDATA[The National Association of Realtors released information about First Time Home Buyers last week that showed some interesting trends! 93 percent of those surveyed in 2009 &#8211; 2010 reported that they purchased using one of the first-time buyer tax credits. (Who&#8217;s surprised??? Nope, we&#8217;re not surprised either!) Ninety-five percent chose a fixed-rate mortgage. The median [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What if Mortgage Rates Went to Zero? Would You Buy Then?</title>
		<link>http://ncfhaexpert.com/housing-news/what-if-mortgage-rates-went-to-zero-would-you-buy-then/</link>
		<comments>http://ncfhaexpert.com/housing-news/what-if-mortgage-rates-went-to-zero-would-you-buy-then/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 19:04:05 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[economic forecast]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage loan cary]]></category>
		<category><![CDATA[mortgage loan nc]]></category>
		<category><![CDATA[mortgage loan raleigh]]></category>
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		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1110</guid>
		<description><![CDATA[I am a self proclaimed economics junkie, nerd, enthusiast. I got really excited looking at some recent information about the Economy and Interest rates! A survey done by CNBC of  leading market participants indicates that THEY believe the Federal Reserve will boost it&#8217;s balance sheet by about a half a TRILLION dollars in the next [...]]]></description>
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		<title>First Time Home Buyer Raleigh NC FAQs</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-raleigh-nc-faqs/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-raleigh-nc-faqs/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 16:20:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[credit score guidelines]]></category>
		<category><![CDATA[downpayment gift]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage loans nc]]></category>
		<category><![CDATA[steve thorne mortgage broker]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=843</guid>
		<description><![CDATA[We work with a TON of First Time Home Buyer&#8217;s, and we often find that they need the same basic information to avoid costly mistakes: - I&#8217;m paying $1250 a month in Rent, can I keep my house payments at that same dollar amount? Great News!  When you buy a house, you can get a [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Buying a Home after Foreclosure</title>
		<link>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/</link>
		<comments>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 19:53:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA Credit Score guidelines]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=141</guid>
		<description><![CDATA[If you are one of the millions of families that lost their home in the last couple of years to Foreclosure&#8230; you might think&#8230; Been There &#8211; Done That You might not want to own a home again!  But if you&#8217;re one of those folks who truly does want to purchase again, here&#8217;s some potentially [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/buying-a-home-after-foreclosure/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>We Got Their Credit Score Up for Their First Home!</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/we-got-their-credit-score-up-for-their-first-home/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/we-got-their-credit-score-up-for-their-first-home/#comments</comments>
		<pubDate>Sat, 22 May 2010 15:09:55 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=693</guid>
		<description><![CDATA[We just closed a loan for a first time home buyer that made me SOOOO happy I wanted to share her story! The borrower  was married in her early 20&#8242;s &#8211; had 2 children, and never finished college.  Her husband left her a couple of years ago, and she ran into some financial problems&#8230; but she [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/we-got-their-credit-score-up-for-their-first-home/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Congress Making Changes to FHA Mortgages</title>
		<link>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/</link>
		<comments>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:35:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loan guidelines]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mip]]></category>
		<category><![CDATA[mortgage insurance premium]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=671</guid>
		<description><![CDATA[The House Financial Services Committee acted yesterday to move forward H.R.5072, &#8220;FHA Reform Act of 2010&#8243; which, in part, makes a move to raise the ceiling on annual FHA mortgage insurance premiums. FHA does not make mortgages loans, they INSURE them. As an INSURANCE Agency, they are required to hold reserves against any claims  - [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Want the $8000 Tax Credit But No $ For Downpayment?</title>
		<link>http://ncfhaexpert.com/fha/want-the-8000-tax-credit-but-no-for-downpayment/</link>
		<comments>http://ncfhaexpert.com/fha/want-the-8000-tax-credit-but-no-for-downpayment/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 14:01:17 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Rural Development Home Loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=668</guid>
		<description><![CDATA[The $8000 First Time Home Buyer Tax Credit in 2010 expires at the end of this week, and people are really working hard to try and get in under the wire! Tons of the people we are talking to do not have the money for a downpayment &#8211; and they are having trouble getting a [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/want-the-8000-tax-credit-but-no-for-downpayment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>USDA Home Loans Could Be Getting More Expensive</title>
		<link>http://ncfhaexpert.com/usda-loans/usda-home-loans-could-be-getting-more-expensive/</link>
		<comments>http://ncfhaexpert.com/usda-loans/usda-home-loans-could-be-getting-more-expensive/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 15:42:13 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[guarantee fee]]></category>
		<category><![CDATA[steve thorne usda mortgage]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loan guidelines]]></category>
		<category><![CDATA[usda home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=663</guid>
		<description><![CDATA[4/20/10 &#8211; As we&#8217;ve mentioned (a couple of times) USDA Single Family Rural Development Home Loan Program is running out of money&#8230; WHEN that magic date is &#8211; we don&#8217;t know&#8230; But we know it&#8217;s coming in the next few weeks. The Hombuilder&#8217;s Association of America is in Washington this week to discuss (read they [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/usda-home-loans-could-be-getting-more-expensive/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>First Time Home Buyer Purchasing Plan</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-home-buyer-purchasing-plan/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 15:32:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=634</guid>
		<description><![CDATA[Are you trying to purchase a home and take advantage of the new Tax Credit??  Well, you&#8217;re not alone, and as a First Time Home Buyer&#8230; the task is now even more overwhelming because of the number of foreclosures, short sales, and standard sales available. Each of these types of sale have widely varying terms and [...]]]></description>
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