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	<title>NC FHA Expert &#187; First Time Home Buyer</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>Mortgages at Tax Time</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/mortgages-at-tax-time/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/mortgages-at-tax-time/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 18:12:11 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
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		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=550</guid>
		<description><![CDATA[If you are getting ready to do your taxes, and you are renting&#8230; P-I-T-Y!  I mean really, Bro&#8230; too bad. You are missing out on THOUSANDS of dollars! People who OWN a home, get tons of deductions you don&#8217;t&#8230; just for living in a HOME!  Haven&#8217;t you ever heard the saying, &#8220;Buy a House Get [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The First Time Home Buyer Tax Credit of 2010</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 15:35:40 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
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		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=535</guid>
		<description><![CDATA[Okay—so here’s why you REALLY want to buy a house in the first half of 2010… Houses are C-H-E-A-P!  I mean CHEAP!! I’ve been in this business, in North Carolina decades, and I’ve never seen home prices so AFFORDABLE (read CHEAP!)! Mortgage Rates are L-O-W! It does not look like this is going to continue [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Has Problems According to CBS Report</title>
		<link>http://ncfhaexpert.com/fha/fha-has-problems-according-to-cbs-report/</link>
		<comments>http://ncfhaexpert.com/fha/fha-has-problems-according-to-cbs-report/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 14:23:57 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=440</guid>
		<description><![CDATA[This news report last night on CBS about FHA was interesting! FHA / HUD does not make loans, they only insure them. It&#8217;s one of the BEST programs available to first time home buyers!  Yes, there are people who are defaulting on loans&#8230; at a rate of around 9%&#8230; But that&#8217;s roughly what Un-employment is [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-has-problems-according-to-cbs-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Could FHA Force Green Homeownership?</title>
		<link>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/</link>
		<comments>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Energy Efficient]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans cary]]></category>
		<category><![CDATA[fha mortgage loans raleigh]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[guidelines]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=217</guid>
		<description><![CDATA[HUD is required to report back to the White House it's Greenhouse Gas Emmission reduction suggestions by January.  Since there is pressure to show large increases in energy efficiency and corresponding decreases in pollution and greenhouse gas emissions...  could this move HUD toward imposing “green” standards on federally-assisted programs like FHA?  ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can You Qualify For A Mortgage If You are Not Married??</title>
		<link>http://ncfhaexpert.com/fha/can-you-qualify-for-a-mortgage-if-you-are-not-married/</link>
		<comments>http://ncfhaexpert.com/fha/can-you-qualify-for-a-mortgage-if-you-are-not-married/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 15:04:57 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[co borrowers]]></category>
		<category><![CDATA[co signors]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
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		<category><![CDATA[nc]]></category>
		<category><![CDATA[usda home loan]]></category>
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		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=163</guid>
		<description><![CDATA[If you found this post, you have a very specific question, and the very SHORT answer, is PROBABLY. Exactly what type of mortgage you get, is a slightly more detailed answer! VA LOANS:  VA says that if you are going to purchase with another person they will recognize legally married spouses of qualified veterans as co-signors [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/can-you-qualify-for-a-mortgage-if-you-are-not-married/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Started Because of The Great Depression&#8230;</title>
		<link>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/</link>
		<comments>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 14:58:51 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[nc]]></category>
		<category><![CDATA[purchasing]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=134</guid>
		<description><![CDATA[Housing is the most important part of getting the Economy back in shape &#8211; (according to many of the guys that met for The Global Economic Summit in Davos).   Keeping that in mind, it&#8217;s important to remember how FHA and the Government Backed &#8220;Mortgage&#8221; Programs might be able to help with our housing issues, and [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Johnston County Qualifies for USDA Home Loans</title>
		<link>http://ncfhaexpert.com/usda-loans/johnston-county-qualifies-for-usda-home-loans/</link>
		<comments>http://ncfhaexpert.com/usda-loans/johnston-county-qualifies-for-usda-home-loans/#comments</comments>
		<pubDate>Sun, 25 Jan 2009 23:05:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda home loans johnston county]]></category>
		<category><![CDATA[USDA mortgages]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=127</guid>
		<description><![CDATA[In many NC Counties, you have to check the USDA website to make certain that the property you want to purchase is located within the USDA &#8220;footprint.&#8221;  But if you are buying in Johnston County &#8211; you&#8217;re safe!  The WHOLE COUNTY qualifies for USDA 100% Home Loans. Now all you have to check is your [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/johnston-county-qualifies-for-usda-home-loans/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>North Carolina USDA Mortgage Loans</title>
		<link>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/</link>
		<comments>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 14:08:16 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[chatham county homes]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[johnston county homes]]></category>
		<category><![CDATA[rural areas]]></category>
		<category><![CDATA[rural housing]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
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		<category><![CDATA[USDA Wake County]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=90</guid>
		<description><![CDATA[In NC, we have some big cities&#8230; but we get rural fast!  I can&#8217;t tell you how many people, dispite the cost of gas, who say, &#8220;I&#8217;m just lookin&#8217; for some land!&#8221; or &#8220;I can&#8217;t stand those little &#8216;Barbie Doll&#8217; houses sitting right next to each other!&#8221; Well, if you’re looking to buy a rural home, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/north-carolina-usda-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>More Downpayment Needed for FHA</title>
		<link>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/</link>
		<comments>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 15:22:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[cary mortgages]]></category>
		<category><![CDATA[DAPs]]></category>
		<category><![CDATA[Down payment for FHA]]></category>
		<category><![CDATA[fha downpayments]]></category>
		<category><![CDATA[fha home loans cary]]></category>
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		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[Raleigh Mortgage Loan Officer]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=76</guid>
		<description><![CDATA[SAVE UP! For more than 10 years there have been agencies that helped with downpayment.  The downpayment was "gifted" through the agency - and it's a bit complicated - but it meant that a homebuyer seeking FHA financing could get a 100% loan.  Well, that's been eliminated with the New Housing Bill.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Documents You Need 4 A Loan</title>
		<link>http://ncfhaexpert.com/fha/documents-you-need-4-a-loan/</link>
		<comments>http://ncfhaexpert.com/fha/documents-you-need-4-a-loan/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 11:53:01 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[100% loans]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[documents for application]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
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		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
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		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
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		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[usda home loans]]></category>
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		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=73</guid>
		<description><![CDATA[A customer who is quickly becoming a friend of mine asked me recently what she needed to gather for a loan application - she's moving to a new area (the company is relocating them) and before she packed everything up and moved into corporate housing ("Hey," she said, "Maid Service and it's free! Are you kidding?  I'm taking every day we get in Corporate Housing!")!  Here's my advice to her:]]></description>
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		<slash:comments>1</slash:comments>
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