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	<title>NC FHA Expert &#187; First Time Home Buyer</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Mon, 21 May 2012 13:58:59 +0000</lastBuildDate>
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		<title>Mortgages at Tax Time</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/mortgages-at-tax-time/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/mortgages-at-tax-time/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 18:12:11 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=550</guid>
		<description><![CDATA[If you are getting ready to do your taxes, and you are renting&#8230; P-I-T-Y!  I mean really, Bro&#8230; too bad. You are missing out on THOUSANDS of dollars! People who OWN a home, get tons of deductions you don&#8217;t&#8230; just for living in a HOME!  Haven&#8217;t you ever heard the saying, &#8220;Buy a House Get [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The First Time Home Buyer Tax Credit of 2010</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 15:35:40 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=535</guid>
		<description><![CDATA[Okay—so here’s why you REALLY want to buy a house in the first half of 2010… Houses are C-H-E-A-P!  I mean CHEAP!! I’ve been in this business, in North Carolina decades, and I’ve never seen home prices so AFFORDABLE (read CHEAP!)! Mortgage Rates are L-O-W! It does not look like this is going to continue [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/the-first-time-home-buyer-tax-credit-of-2010/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Has Problems According to CBS Report</title>
		<link>http://ncfhaexpert.com/fha/fha-has-problems-according-to-cbs-report/</link>
		<comments>http://ncfhaexpert.com/fha/fha-has-problems-according-to-cbs-report/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 14:23:57 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=440</guid>
		<description><![CDATA[This news report last night on CBS about FHA was interesting! FHA / HUD does not make loans, they only insure them. It&#8217;s one of the BEST programs available to first time home buyers!  Yes, there are people who are defaulting on loans&#8230; at a rate of around 9%&#8230; But that&#8217;s roughly what Un-employment is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Could FHA Force Green Homeownership?</title>
		<link>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/</link>
		<comments>http://ncfhaexpert.com/fha/could-fha-force-green-homeownership/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans cary]]></category>
		<category><![CDATA[fha mortgage loans raleigh]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=217</guid>
		<description><![CDATA[HUD is required to report back to the White House it's Greenhouse Gas Emmission reduction suggestions by January.  Since there is pressure to show large increases in energy efficiency and corresponding decreases in pollution and greenhouse gas emissions...  could this move HUD toward imposing “green” standards on federally-assisted programs like FHA?  ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can You Qualify For A Mortgage If You are Not Married??</title>
		<link>http://ncfhaexpert.com/fha/can-you-qualify-for-a-mortgage-if-you-are-not-married/</link>
		<comments>http://ncfhaexpert.com/fha/can-you-qualify-for-a-mortgage-if-you-are-not-married/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 15:04:57 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[co borrowers]]></category>
		<category><![CDATA[co signors]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=163</guid>
		<description><![CDATA[If you found this post, you have a very specific question, and the very SHORT answer, is PROBABLY. Exactly what type of mortgage you get, is a slightly more detailed answer! VA LOANS:  VA says that if you are going to purchase with another person they will recognize legally married spouses of qualified veterans as co-signors [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Started Because of The Great Depression&#8230;</title>
		<link>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/</link>
		<comments>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 14:58:51 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=134</guid>
		<description><![CDATA[Housing is the most important part of getting the Economy back in shape &#8211; (according to many of the guys that met for The Global Economic Summit in Davos).   Keeping that in mind, it&#8217;s important to remember how FHA and the Government Backed &#8220;Mortgage&#8221; Programs might be able to help with our housing issues, and [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-started-because-of-the-great-depression/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>More Downpayment Needed for FHA</title>
		<link>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/</link>
		<comments>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/#comments</comments>
		<pubDate>Tue, 29 Jul 2008 15:22:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[cary mortgages]]></category>
		<category><![CDATA[Down payment for FHA]]></category>
		<category><![CDATA[fha downpayments]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[Raleigh Mortgage Loan Officer]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=76</guid>
		<description><![CDATA[SAVE UP! For more than 10 years there have been agencies that helped with downpayment.  The downpayment was "gifted" through the agency - and it's a bit complicated - but it meant that a homebuyer seeking FHA financing could get a 100% loan.  Well, that's been eliminated with the New Housing Bill.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/more-downpayment-needed-for-fha/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Documents You Need 4 A Loan</title>
		<link>http://ncfhaexpert.com/fha/documents-you-need-4-a-loan/</link>
		<comments>http://ncfhaexpert.com/fha/documents-you-need-4-a-loan/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 11:53:01 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[garner]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=73</guid>
		<description><![CDATA[A customer who is quickly becoming a friend of mine asked me recently what she needed to gather for a loan application - she's moving to a new area (the company is relocating them) and before she packed everything up and moved into corporate housing ("Hey," she said, "Maid Service and it's free! Are you kidding?  I'm taking every day we get in Corporate Housing!")!  Here's my advice to her:]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/documents-you-need-4-a-loan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mobile Home or Modular</title>
		<link>http://ncfhaexpert.com/fha/mobile-home-or-modular/</link>
		<comments>http://ncfhaexpert.com/fha/mobile-home-or-modular/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 13:32:29 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[manufactured housing]]></category>
		<category><![CDATA[mobile home loans]]></category>
		<category><![CDATA[modular home loans]]></category>
		<category><![CDATA[mortgage loans johnston county]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[usda home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=69</guid>
		<description><![CDATA[The term Mobile Home is not &#8220;politically correct&#8221; since the folks that make them ( and I guess the industry) refer to them as MANUFACTURED HOUSING&#8230; but still, I&#8217;m from NC, and I grew up callin&#8217; &#8216;em Mobile Homes &#8211; so I hope I don&#8217;t offend anyone in this discussion. We&#8217;ve had several folks come [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/mobile-home-or-modular/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Purchasing FHA Foreclosures</title>
		<link>http://ncfhaexpert.com/fha/purchasing-fha-foreclosures/</link>
		<comments>http://ncfhaexpert.com/fha/purchasing-fha-foreclosures/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 17:05:08 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[fha 203k loans]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=67</guid>
		<description><![CDATA[For one year, the Federal Housing Administration (FHA) will insure foreclosed properties marketed and sold by property disposition firms on behalf of lenders. The properties, which must purchased by owner-occupants, will no longer be subject to the customary 90-day waiting period."
]]></description>
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		<slash:comments>4</slash:comments>
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