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	<title>NC FHA Expert &#187; fico</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Wed, 08 Feb 2012 13:14:23 +0000</lastBuildDate>
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		<title>Does The Balance On Your Account Matter?</title>
		<link>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/</link>
		<comments>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[new homes cary]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[wake county]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=100</guid>
		<description><![CDATA[I recently read a report that said: &#8220;Several of my clients are in the credit restoration business and a recent conference call with some of the heavy hitters in the business revealed an astonishing new update to how the FICO score is computed. Balance management &#8211; that is the practice of getting the &#8220;balance to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Basics to Qualifying for a FHA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 15:46:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[durham]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[maximum loan amount]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[orange]]></category>
		<category><![CDATA[pre qualifying]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[ratios]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[scores]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=136</guid>
		<description><![CDATA[FHA mortgage loans offers some of the most flexible financing available for today&#8217;s home buyers!  With FHA, you can purchase a property that&#8217;s located almost anywhere, (unlike USDA that has a &#8220;footprint&#8221; of where you can purchase) and you don&#8217;t have to be a Veteran (a requirement for VA home loans ).  AND you can use [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Government Guidelines Are Getting Tighter</title>
		<link>http://ncfhaexpert.com/fha/government-guidelines-are-getting-tighter/</link>
		<comments>http://ncfhaexpert.com/fha/government-guidelines-are-getting-tighter/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 16:25:37 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[minimum score]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[veteran]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=125</guid>
		<description><![CDATA[A major bank announced last week that they are going to begin charging a higher fee to folks seeking Government Financing (the most popular loans right now) that have credit scores less than 620. For more information about this change&#8230; click here.  8o(( This does NOT mean that you can not get a loan if [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>One Works at Bragg &#8211; One in Wake County!</title>
		<link>http://ncfhaexpert.com/va-loans/one-works-at-bragg-one-in-wake-county/</link>
		<comments>http://ncfhaexpert.com/va-loans/one-works-at-bragg-one-in-wake-county/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 17:17:19 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[apex]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[harnett county]]></category>
		<category><![CDATA[maximum loan amount]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[stanton homes]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[veterans administration]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=107</guid>
		<description><![CDATA[We are working with a couple looking for property that will allow the Veteran to commute to Fort Bragg (in Fayetteville, NC) and the spouse to work in Apex, NC (Wake County). Since we&#8217;ve been making mortgage loans for many years in the Triangle, this is not the first couple we&#8217;ve met who decide to [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Looking for a Home &#8211; When Do I Apply?</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 20:12:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[first time homebuyer programs]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[minimum credit score]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[usda mortgage loan]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[wake]]></category>
		<category><![CDATA[when to apply for a mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=99</guid>
		<description><![CDATA[This is a question that was posted recently on Trulia Voices&#8230; &#8220;Looking for a Home in the Triangle.  I think I&#8217;ll be ready to purchase in March of 2009.  When should I apply for a mortgage???&#8221; People who are considering a move to the Triangle need to plan for their home purchase.  If you will be [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/looking-for-a-home-when-do-i-apply/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Countrywide Mistakes Means Free Peek!</title>
		<link>http://ncfhaexpert.com/credit/countrywide-mistakes-means-free-peek/</link>
		<comments>http://ncfhaexpert.com/credit/countrywide-mistakes-means-free-peek/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 22:29:54 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[dispute letters]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[identity theft]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=89</guid>
		<description><![CDATA[Countrywide had a data breech &#8211; leaving almost 2 million people &#8220;exposed!&#8221; &#8220;Countrywide Home Loans has revealed that there was a security breach and that people who have their mortgages with their company may have had their social security numbers compromised. When you get a home loan, you give plenty of information. Enough needed to [...]]]></description>
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		<slash:comments>1</slash:comments>
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