We often talk to folks who are ready to buy a house, and they have the credit scores that they get for free every year.  Well, those scores are not the same as the scores you get for a mortgage credit report.  In fact OUR Credit Score numbers and the ones they send you, are almost always DIFFERENT!

Okay- so by now you know that you will have 3 credit scores – at least this is what we’re working towards – and we want scores that are over 700.

But since the credit scores are for the SAME person… you might think (logically) they would be the SAME.  Right?  I’ve NEVER seen 3 scores that were the same – and I’m old as dirt and I’ve seen a TON of stuff! [Read more...]