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	<title>NC FHA Expert &#187; FHA Mortgage Loans</title>
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	<description>Helping NC&#039;s Home Buyers!</description>
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		<title>FHA Appraisal NC Changes Effective1/1/2010</title>
		<link>http://ncfhaexpert.com/fha/fha-appraisal-nc-changes-effective112010/</link>
		<comments>http://ncfhaexpert.com/fha/fha-appraisal-nc-changes-effective112010/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 20:46:28 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[FHA mortgage Cary]]></category>
		<category><![CDATA[johnston county]]></category>
		<category><![CDATA[nc mortgage rates]]></category>
		<category><![CDATA[raleigh]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=210</guid>
		<description><![CDATA[FHA Announced this week that it will make some "proceedural" changes to the appraisal process at the beginning of the year. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Streamline FHA Maximum Loan Amount details&#8230;</title>
		<link>http://ncfhaexpert.com/fha/fha-streamline-fha-maximum-loan-amount-details/</link>
		<comments>http://ncfhaexpert.com/fha/fha-streamline-fha-maximum-loan-amount-details/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 21:23:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[strearmline refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=171</guid>
		<description><![CDATA[The DEVIL is in the details!  On an FHA Streamline Refinance (we&#8217;re doing a ton of these right now!) we found some new (to us) information: Note: Headquarter Decision allows Streamline Transactions at the 2008 Economic Stimulus Loan Limits for streamline refinances without an appraisal. FHA will permit loans originated under the 2008 loan limits [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA To Allow Tax Credit To Work As Downpayment</title>
		<link>http://ncfhaexpert.com/fha/fha-to-allow-tax-credit-to-work-as-downpayment/</link>
		<comments>http://ncfhaexpert.com/fha/fha-to-allow-tax-credit-to-work-as-downpayment/#comments</comments>
		<pubDate>Tue, 12 May 2009 21:01:43 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=154</guid>
		<description><![CDATA[FHA announced during a summit in Washington that they will shortly be allowing the Tax Credit for First Time Homebuyers to be used as downpayment!  THIS IS HUGE! There are few details available about how they will execute this, but here&#8217;s a link to the information I was able to find: http://www.realtor.org/RMODaily.nsf/pages/News2009051202?OpenDocument]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-to-allow-tax-credit-to-work-as-downpayment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Follow FHA / HUD News on Twitter!</title>
		<link>http://ncfhaexpert.com/housing-news/follow-fha-hud-news-on-twitter/</link>
		<comments>http://ncfhaexpert.com/housing-news/follow-fha-hud-news-on-twitter/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 18:12:11 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Twitter]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=153</guid>
		<description><![CDATA[Earlier this week HUD started sending out Tweets with updates about FHA Programs!  Isn&#8217;t that COOL? You can subscribe to the RSS Feed and get updates whenever anything is posted! http://twitter.com/HUDFHA TRIPPIN&#8217;! Wow!  When the Obama Administration said they were going to be transparent &#8211; I guess they meant it! If you are thinking of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Basics to Qualifying for a FHA Mortgage Loan</title>
		<link>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/</link>
		<comments>http://ncfhaexpert.com/fha/basics-to-qualifying-for-a-fha-mortgage-loan/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 15:46:12 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[durham]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[maximum loan amount]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[orange]]></category>
		<category><![CDATA[pre qualifying]]></category>
		<category><![CDATA[qualifying]]></category>
		<category><![CDATA[ratios]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[scores]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=136</guid>
		<description><![CDATA[FHA mortgage loans offers some of the most flexible financing available for today&#8217;s home buyers!  With FHA, you can purchase a property that&#8217;s located almost anywhere, (unlike USDA that has a &#8220;footprint&#8221; of where you can purchase) and you don&#8217;t have to be a Veteran (a requirement for VA home loans ).  AND you can use [...]]]></description>
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		<item>
		<title>Fix Up A Foreclosed Property &#8211; $100 Downpayment?</title>
		<link>http://ncfhaexpert.com/fha/fix-up-a-foreclosed-property-100-downpayment/</link>
		<comments>http://ncfhaexpert.com/fha/fix-up-a-foreclosed-property-100-downpayment/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 15:52:42 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[foreclosed]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[no down payment]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[REO]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=119</guid>
		<description><![CDATA[I wrote recently (click here) that we could not do $100 downpayment with the 203k loan program&#8230; well, now I have a lender who claims he can do it. HUD has long had a program that encourages folks who want to purchase a HUD Foreclosure, allowing them to purchase the property with $100 downpayment.  Problem [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Found Money Refinancing from Subprime to FHA</title>
		<link>http://ncfhaexpert.com/fha/found-money-refinancing-from-subprime-to-fha/</link>
		<comments>http://ncfhaexpert.com/fha/found-money-refinancing-from-subprime-to-fha/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 11:10:15 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[lower payments]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[slow payments]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=117</guid>
		<description><![CDATA[In the South we have a &#8220;saying&#8221; that I love. FOUND MONEY! Do you know what that means?  It refers to that $20 you &#8220;found&#8221; in your bluejeans that you had forgotten about!  It&#8217;s about the extra money you make when you do the laundry, or the refund check for $17.81 that we recently got [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Downpayment Alternatives</title>
		<link>http://ncfhaexpert.com/fha/fha-downpayment-alternatives/</link>
		<comments>http://ncfhaexpert.com/fha/fha-downpayment-alternatives/#comments</comments>
		<pubDate>Sat, 08 Nov 2008 14:16:11 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Down payment Assistance]]></category>
		<category><![CDATA[downpayment assistance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[no money down]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=111</guid>
		<description><![CDATA[Unless the next Congress makes a major change, Downpayment Assistance Programs are a thing of the past.  We have been looking for Alternatives, and found this program that started in May of 2006 by the Rainy Day Foundation. How does the Punctual Payment Program work? The program is designed to help strengthen &#8220;Loan Borrowing Potential,&#8221; [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What is a 2-1 Buydown?</title>
		<link>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/</link>
		<comments>http://ncfhaexpert.com/fha/what-is-a-2-1-buydown/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 19:02:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[2-1 buydown]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[johnston]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[wake]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=109</guid>
		<description><![CDATA[Many lenders are shouting about &#8220;Fixed Rate Mortgages starting at 4.5%&#8221; I&#8217;ve even gotten calls from Real Estate Agents asking how they are doing this! Some of these offers are NOT good deals.  For more information about MISLEADING Ads involving this program click here. However, in the right situation, it&#8217;s a good loan.  So let&#8217;s [...]]]></description>
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		<slash:comments>1</slash:comments>
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