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	<title>NC FHA Expert &#187; fha pmi</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Mon, 21 May 2012 13:58:59 +0000</lastBuildDate>
	<language>en</language>
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		<title>FHA Streamline Refinance Rates For Loans Endorsed AFTER May 31, 2009</title>
		<link>http://ncfhaexpert.com/fha/fha-streamline-refinance-rates-for-loans-endorsed-after-may-31-2009/</link>
		<comments>http://ncfhaexpert.com/fha/fha-streamline-refinance-rates-for-loans-endorsed-after-may-31-2009/#comments</comments>
		<pubDate>Mon, 14 May 2012 17:22:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha pmi rates change june 2012]]></category>
		<category><![CDATA[fha pmi refunds]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance endorsed after 5-31-2009]]></category>
		<category><![CDATA[fha streamline refinance pmi rates]]></category>
		<category><![CDATA[new fha pmi rates june 2012]]></category>
		<category><![CDATA[refunds on the fha pmi]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=3345</guid>
		<description><![CDATA[The new FHA Streamline Refinance Program that will begin on June 11, 2012 includes a special tier of FHA PMI rates for mortgage loans that were &#8220;Endorsed by FHA on or before May 31, 2009.&#8221;  But what if you bought a house in September of 2009?  Or what if your loan wasn&#8217;t set up by [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rebate Commissions From The Agent</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/rebate-commissions-from-the-agent/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/rebate-commissions-from-the-agent/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 19:30:50 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[downpayment gift]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[mortgages cary]]></category>
		<category><![CDATA[rebate commissions]]></category>
		<category><![CDATA[usda home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=86</guid>
		<description><![CDATA[There&#8217;s been some discussion about Agents rebating commissions back to the buyer&#8230; we see ads everyday for a Agent that will refund part of their Commissions back to the Buyer at Closing. What I want to discuss is once you&#8217;ve determined you want to work with an agent who is going rebate part of their [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What Does Endorsed By May 31, 2009 &#8211; FHA Streamline Refinance</title>
		<link>http://ncfhaexpert.com/fha/what-does-endorsed-by-may-31-2009-mean-fha-streamline-refianance/</link>
		<comments>http://ncfhaexpert.com/fha/what-does-endorsed-by-may-31-2009-mean-fha-streamline-refianance/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 19:14:52 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance endorsed after]]></category>
		<category><![CDATA[fha streamline refinance endorsed by]]></category>
		<category><![CDATA[fha streamline refinance endorsed by may 2009]]></category>
		<category><![CDATA[fha what does endorsed by mean]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=3264</guid>
		<description><![CDATA[There&#8217;s a new FHA Streamline Refinance program coming on June 11, 2012 and lots of people are interested in it!  It has a new &#8220;tier&#8221; for the FHA PMI rates &#8211; that is much lower than the current rates!  Of course, FHA doesn&#8217;t actually make loans, they just insure the Lender against default.  Because most [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>FHA Streamline Refinance Calculations 2012</title>
		<link>http://ncfhaexpert.com/fha/fha-streamline-refinance-calculations-2012/</link>
		<comments>http://ncfhaexpert.com/fha/fha-streamline-refinance-calculations-2012/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 14:10:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[2012 fha streamline refinance]]></category>
		<category><![CDATA[calculate fha pmi]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[streamline fha mortgage program]]></category>
		<category><![CDATA[streamline refinance fha]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=3073</guid>
		<description><![CDATA[If you are considering a FHA Streamline refinance &#8211; you might want to know why the new FHA PMI rates for this program are so cool!  Well, FHA is DROPPING it&#8217;s premium for refinancing, which &#8211; along with the other streamlined guidelines (like no appraisal required and no income verification required for some borrowers) makes [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Streamline Refinance Change June 11, 2012</title>
		<link>http://ncfhaexpert.com/fha/fha-streamline-refinance-change-june-11-2012/</link>
		<comments>http://ncfhaexpert.com/fha/fha-streamline-refinance-change-june-11-2012/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 22:05:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[2012 fha streamline refinance]]></category>
		<category><![CDATA[fha loans endorsed after may 31]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance endorsed after 5-31-2009]]></category>
		<category><![CDATA[fha streamline refinance june 2012]]></category>
		<category><![CDATA[how to get the best rate]]></category>
		<category><![CDATA[how to refinance a fha mortgage]]></category>
		<category><![CDATA[lower mip for streamline refinance]]></category>
		<category><![CDATA[new fha pmi rates june 2012]]></category>
		<category><![CDATA[refinance fha mortgage]]></category>
		<category><![CDATA[streamline refinance june 11 2012]]></category>
		<category><![CDATA[todays best mortgage rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=3060</guid>
		<description><![CDATA[FHA wants more homeowner&#8217;s to be able to refinance to a lower FHA Mortgage Payment.  Because of this, they are putting in a new &#8220;tier&#8221; for FHA PMI for refinancing your FHA loan!  Effective June 11, 2012, FHA will lower its Upfront Mortgage Insurance Premium (UFMIP what we refer to as the FHA PMI premium) [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-streamline-refinance-change-june-11-2012/feed/</wfw:commentRss>
		<slash:comments>24</slash:comments>
		</item>
		<item>
		<title>Announcement: FHA PMI Changes on April 2012 and June 2012</title>
		<link>http://ncfhaexpert.com/fha/announcement-fha-pmi-changes-on-april-2012-and-june-2012/</link>
		<comments>http://ncfhaexpert.com/fha/announcement-fha-pmi-changes-on-april-2012-and-june-2012/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 15:58:08 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha mortgage insurance]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance nc]]></category>
		<category><![CDATA[mortgage insurance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=3035</guid>
		<description><![CDATA[FHA does not make mortgage loans, they do, however, insure the banks against default.  So, FHA is basically an Insurance Company.  Each entity buying FHA loans is insured against the borrower falling into some consequence that keeps them from making their payments. Because so many people have actually gone into foreclosure, FHA has changed the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/announcement-fha-pmi-changes-on-april-2012-and-june-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Qualifying For A FHA Streamline Refinance</title>
		<link>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/</link>
		<comments>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 15:03:43 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha no appraisal refinance]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha pmi for refinance]]></category>
		<category><![CDATA[fha pmi refunds]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha underwriting guidelines]]></category>
		<category><![CDATA[no appraisal refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2402</guid>
		<description><![CDATA[FHA changed it’s guidelines so that VERY little is required to qualify, however, in North Carolina, we have our own State mandated standards, so again – many of the NC Banks can not offer this program the way FHA intended for it to work – WE DO! FHA says that to qualify: Employment verification is [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Underwriting Guidelines for NC</title>
		<link>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 22:57:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[fha condo guidelines]]></category>
		<category><![CDATA[fha guidelines]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[maximum fha loan limit]]></category>
		<category><![CDATA[nchfa]]></category>
		<category><![CDATA[non occupying co borrower]]></category>
		<category><![CDATA[underwriting guidelines fha]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1847</guid>
		<description><![CDATA[We talk to people everyday who have questions about qualifying for a FHA Mortgage Loan in NC.  FHA Underwriting Guidelines, are actually pretty straightforward.  Unlike qualifying for a VA Mortgage loan (where you must be a qualifying Veteran) or a USDA Home Loan (that requires that you meet income limits for your county and the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the Lowest Payment</title>
		<link>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/</link>
		<comments>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:10:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[getting the lowest payment]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1554</guid>
		<description><![CDATA[When clients contact us  they are usually looking for the lowest monthly payment &#8211; or the easiest way to get into the property with the least amount of money tied up in the transaction. Most prospects only ask one question&#8230; &#8220;What&#8217;s your rate???&#8221;  In truth, there are MANY other questions to ask! One of the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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