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	<title>NC FHA Expert &#187; fha pmi</title>
	<atom:link href="http://ncfhaexpert.com/tag/fha-pmi/feed/" rel="self" type="application/rss+xml" />
	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Wed, 08 Feb 2012 13:14:23 +0000</lastBuildDate>
	<language>en</language>
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			<item>
		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Qualifying For A FHA Streamline Refinance</title>
		<link>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/</link>
		<comments>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 15:03:43 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha no appraisal refinance]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha underwriting guidelines]]></category>
		<category><![CDATA[no appraisal refinance]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2402</guid>
		<description><![CDATA[FHA changed it’s guidelines so that VERY little is required to qualify, however, in North Carolina, we have our own State mandated standards, so again – many of the NC Banks can not offer this program the way FHA intended for it to work – WE DO! FHA says that to qualify: Employment verification is [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/qualifying-for-a-fha-streamline-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Underwriting Guidelines for NC</title>
		<link>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/</link>
		<comments>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 22:57:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[credit score requirements]]></category>
		<category><![CDATA[fha condo guidelines]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[maximum fha loan limit]]></category>
		<category><![CDATA[non occupying co borrower]]></category>
		<category><![CDATA[underwriting guidelines fha]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1847</guid>
		<description><![CDATA[We talk to people everyday who have questions about qualifying for a FHA Mortgage Loan in NC.  FHA Underwriting Guidelines, are actually pretty straightforward.  Unlike qualifying for a VA Mortgage loan (where you must be a qualifying Veteran) or a USDA Home Loan (that requires that you meet income limits for your county and the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-underwriting-guidelines-for-nc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the Lowest Payment</title>
		<link>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/</link>
		<comments>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:10:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[getting the lowest payment]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1554</guid>
		<description><![CDATA[When clients contact us  they are usually looking for the lowest monthly payment &#8211; or the easiest way to get into the property with the least amount of money tied up in the transaction. Most prospects only ask one question&#8230; &#8220;What&#8217;s your rate???&#8221;  In truth, there are MANY other questions to ask! One of the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA PMI Changes 4/18/2011 &#8211; Again</title>
		<link>http://ncfhaexpert.com/fha/fha-pmi-changes-4182011-again/</link>
		<comments>http://ncfhaexpert.com/fha/fha-pmi-changes-4182011-again/#comments</comments>
		<pubDate>Wed, 16 Feb 2011 20:49:57 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage insurance]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha mortgage loans cary]]></category>
		<category><![CDATA[fha pmi]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1222</guid>
		<description><![CDATA[FHA Announced that they will be changing their Mortgage Insurance Premiums (sometimes called MIP or PMI) again effective April 18, 2011. This change, like so many others is not going to make the program any cheaper! FHA does not underwrite mortgages - they insure them against default, just like Private Mortgage Insurance Companies.  Because of [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-pmi-changes-4182011-again/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA PMI Changes 10/4/2010</title>
		<link>http://ncfhaexpert.com/fha/fha-pmi-changes-1042010/</link>
		<comments>http://ncfhaexpert.com/fha/fha-pmi-changes-1042010/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 22:15:50 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage insurance]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loan nc]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=874</guid>
		<description><![CDATA[For about the 5th time in the last 36 months FHA is changing the way it charges Mortgage Insurance.  While this is a pretty major shift in the Way Mortgage Insurance is calculated for FHA, it&#8217;s only about a net $20 per $100K borrowed difference. HISTORY of FHA&#8217;s PMI (Mortgage Insurance) First off, it&#8217;s not [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-pmi-changes-1042010/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>DRATS!  FHA is Getting More Expensive!</title>
		<link>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/</link>
		<comments>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 13:19:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans nc]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[home loans fha]]></category>
		<category><![CDATA[monthly mortgage insurance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage loans fha]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=764</guid>
		<description><![CDATA[As we reported in April, Washington is trying to offset the costs of FHA foreclosures&#8230; and so it appears that FHA mortgage Loans are going to get more expensive. Many folks don&#8217;t realize that FHA doesn&#8217;t really MAKE loans&#8230; they just INSURE them. Last week, the House of Representatives gave the FHA power to raise [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/drats-fha-is-getting-more-expensive/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Congress Making Changes to FHA Mortgages</title>
		<link>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/</link>
		<comments>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:35:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha cary]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loan guidelines]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[FHA Programs]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mip]]></category>
		<category><![CDATA[mortgage insurance premium]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=671</guid>
		<description><![CDATA[The House Financial Services Committee acted yesterday to move forward H.R.5072, &#8220;FHA Reform Act of 2010&#8243; which, in part, makes a move to raise the ceiling on annual FHA mortgage insurance premiums. FHA does not make mortgages loans, they INSURE them. As an INSURANCE Agency, they are required to hold reserves against any claims  - [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/congress-making-changes-to-fha-mortgages/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA PMI update</title>
		<link>http://ncfhaexpert.com/fha/fha-pmi-update/</link>
		<comments>http://ncfhaexpert.com/fha/fha-pmi-update/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 21:09:06 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages apex]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=106</guid>
		<description><![CDATA[This is an update to an earlier post reagarding FHA&#8217;s version of Mortgage Insurance (which is sometimes referred to as PMI). As we mentioned, FHA mortgages have a one-time mortgage insurance premium, known as upfront mortgage insurance. The cost of this insurance has bounced around alot this year &#8211; and is NOW 2.25% of the [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/fha-pmi-update/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Insurance vs Default Insurance</title>
		<link>http://ncfhaexpert.com/va-loans/mortgage-insurance-vs-default-insurance/</link>
		<comments>http://ncfhaexpert.com/va-loans/mortgage-insurance-vs-default-insurance/#comments</comments>
		<pubDate>Mon, 14 Apr 2008 15:54:25 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[FHA LOANS]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage loans cary]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[raliegh mortgage loans]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[wake forest home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=44</guid>
		<description><![CDATA[Mortgage Insurance and Default Insurance are virtually the same thing.  They are called by different acronyms, dependant upon the mortgage loan program you are using to finance your home.  It was put into place in the early 1970s to protect lenders against giganitc losses created by large numbers of foreclosure (like the economic conditions we find ourselves in today!) Mark Flanders, of Spokane wrote a great article on potential ways to AVOID paying PMI - although these options are quickly going away.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/mortgage-insurance-vs-default-insurance/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
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