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	<title>NC FHA Expert &#187; fha mortgage</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Thu, 09 Feb 2012 17:08:12 +0000</lastBuildDate>
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		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Refinance Options For FHA Mortgages</title>
		<link>http://ncfhaexpert.com/fha/refinance-options-for-fha-mortgages/</link>
		<comments>http://ncfhaexpert.com/fha/refinance-options-for-fha-mortgages/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 21:13:16 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha home loan mortgage]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha mortgage guidelines]]></category>
		<category><![CDATA[fha mortgage in nc]]></category>
		<category><![CDATA[fha refinance]]></category>
		<category><![CDATA[fha refinance no appraisal]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[fha streamline refinance no appraisal]]></category>
		<category><![CDATA[how to refinance with no appraisal]]></category>
		<category><![CDATA[refinance no appraisal]]></category>
		<category><![CDATA[refinance no job]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=2396</guid>
		<description><![CDATA[If you currently have an FHA Mortgage, we might want to peak and see if you&#8217;re eligible for an FHA Streamline Refinance.  This is a great program, that differs GREATLY from other mortgage programs!  Under the updated FHA guidelines, you can refinance to lower payments with No Income Verification, No Appraisal&#8230; it&#8217;s pretty simple! The [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Compensating Factors and FHA</title>
		<link>http://ncfhaexpert.com/fha/compensating-factors-and-fha/</link>
		<comments>http://ncfhaexpert.com/fha/compensating-factors-and-fha/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 21:39:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha compensating factors]]></category>
		<category><![CDATA[fha credit]]></category>
		<category><![CDATA[fha credit requirements]]></category>
		<category><![CDATA[fha home loan]]></category>
		<category><![CDATA[fha minimum credit scores]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1572</guid>
		<description><![CDATA[I was at a seminar today that reminded me of one of my favorite things about FHA&#8230; the 5th C of Credit!  We&#8217;ve all heard about the other 4 C&#8217;s. Cash:  How much can you put into the property, how much have you saved? Credit:  Do you have a credit history?  If not, FHA will [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tiered Pricing and FHA Loans</title>
		<link>http://ncfhaexpert.com/fha/tiered-pricing-and-fha-loans/</link>
		<comments>http://ncfhaexpert.com/fha/tiered-pricing-and-fha-loans/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 21:21:03 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[cary nc]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[FHA mortgage Cary]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=185</guid>
		<description><![CDATA[There are many many rules that define who many discount points we can charge, or how much money we can earn in commissions in North Carolina.  But FHA has ADDITIONAL rules regarding pricing. FHA&#8217;s Tiered Pricing Rules  FHA&#8217;s Tiered Pricing Rules prohibit a lender from charging higher prices (discount points) for low balance loans than [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Qualifying Requirements</title>
		<link>http://ncfhaexpert.com/fha/fha-qualifying-requirements/</link>
		<comments>http://ncfhaexpert.com/fha/fha-qualifying-requirements/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:30:59 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[co signors]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[gift fund requirements]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[nc]]></category>
		<category><![CDATA[requirements]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=170</guid>
		<description><![CDATA[Many of the folks we are talking with right now want to purchase a home using the FHA Mortgage Loan program &#8211; and then taking the $8000 Tax Credit (you can get that back NOW, like in 12 weeks, by amending THIS YEAR&#8217;s TAX RETURN!) to &#8220;pay yourself back&#8221; for the downpayment! Here are qualifying requirements [...]]]></description>
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