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	<title>NC FHA Expert &#187; fha downpayment</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Thu, 09 Feb 2012 17:08:12 +0000</lastBuildDate>
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		<title>What Exactly Are Closing Cost?</title>
		<link>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/</link>
		<comments>http://ncfhaexpert.com/fha/what-exactly-are-closing-cost/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 21:59:35 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[fha home loans cary]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[settlement charges]]></category>
		<category><![CDATA[usda]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[veteran]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=227</guid>
		<description><![CDATA[The Federal Reserve Board refers to them as "Settlement Fees."   They are, in fact the fees you pay to the various agencies and service providers who work to get the title of the home transferred into your name.]]></description>
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		<title>Using 401K Funds for Downpayment on FHA</title>
		<link>http://ncfhaexpert.com/fha/using-401k-funds-for-downpayment-on-fha/</link>
		<comments>http://ncfhaexpert.com/fha/using-401k-funds-for-downpayment-on-fha/#comments</comments>
		<pubDate>Sun, 30 Aug 2009 21:41:49 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[borrowing from retirement funds]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[fha downpayment requirements]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[gift funds]]></category>

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		<description><![CDATA[With FHA financing, you can use 401K funds in the form of a loan or a withdrawal for required funds to close.  We also use them quite often to simply document reserves with no intent to withdraw the funds.  It can sometimes make a difference if your debt-to-income ratio is a little higher than the guidelines]]></description>
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		<title>Calculating Downpayment on FHA</title>
		<link>http://ncfhaexpert.com/fha/calculating-downpayment-on-fha/</link>
		<comments>http://ncfhaexpert.com/fha/calculating-downpayment-on-fha/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 19:04:44 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[downpayment assistance]]></category>
		<category><![CDATA[fha downpayment]]></category>
		<category><![CDATA[no downpayment]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=94</guid>
		<description><![CDATA[For many years we calculated FHA downpayment by way of Acquisiton Cost.  Now&#8230; that&#8217;s &#8220;out the window.&#8221;  With the new &#8220;revisions&#8221; we calculated a &#8220;straight&#8221; 3.5% as reflected in the Mortgagee Letter below: ·        Closing costs:  Closing costs may not be used to help meet the minimum 3.5% downpayment requirement. Closing costs are not considered [...]]]></description>
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