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	<title>NC FHA Expert &#187; Best mortgage rates</title>
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	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Thu, 09 Feb 2012 17:08:12 +0000</lastBuildDate>
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		<title>First Time Homebuyers &#8211; Don&#8217;t Just Check On The Rate!</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-homebuyers-dont-just-check-on-the-rate/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-homebuyers-dont-just-check-on-the-rate/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:34:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[1st time home buyer programs]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyer programs]]></category>
		<category><![CDATA[steve thorne mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1744</guid>
		<description><![CDATA[&#160; There are tons of first time homebuyers out there negotiating the best deal on their new home, and now it&#8217;s time to get a mortgage. Most of them only know how to ask one question:  What&#8217;s the Rate? We&#8217;ve been in the mortgage business for over 20 years &#8211; and the only thing most [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Selling As You Separate</title>
		<link>http://ncfhaexpert.com/housing-news/selling-as-you-separate/</link>
		<comments>http://ncfhaexpert.com/housing-news/selling-as-you-separate/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 21:14:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[divorce mortgage]]></category>
		<category><![CDATA[refinance options divorce]]></category>
		<category><![CDATA[selling as you separate]]></category>
		<category><![CDATA[seperation and mortgage loans]]></category>
		<category><![CDATA[things to consider when selling and divorcing]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1583</guid>
		<description><![CDATA[Lately, we&#8217;ve talked to several people who are going through a divorce &#8211; or are at least telling us that they WANT DESPERATELY to get out of a marriage. Their real estate is holding them back. I guess it&#8217;s not surprising that folks with money issues are also having marriage issues &#8211; but there are important details [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Getting the Lowest Payment</title>
		<link>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/</link>
		<comments>http://ncfhaexpert.com/housing-news/getting-the-lowest-payment/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:10:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[getting the lowest payment]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1554</guid>
		<description><![CDATA[When clients contact us  they are usually looking for the lowest monthly payment &#8211; or the easiest way to get into the property with the least amount of money tied up in the transaction. Most prospects only ask one question&#8230; &#8220;What&#8217;s your rate???&#8221;  In truth, there are MANY other questions to ask! One of the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy and VA Home Loans</title>
		<link>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/bankruptcy-and-va-home-loans/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 20:20:26 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy and va loans]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[foreclosed property]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>
		<category><![CDATA[va mortgage loans]]></category>
		<category><![CDATA[va mortgages]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1336</guid>
		<description><![CDATA[We are talking to folks every week who lost a job in the last several years, lost medical insurance &#8211; or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has been the only [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What&#8217;s Up With Home Prices in Raleigh, NC</title>
		<link>http://ncfhaexpert.com/housing-news/whats-up-with-home-prices-in-raleigh-nc/</link>
		<comments>http://ncfhaexpert.com/housing-news/whats-up-with-home-prices-in-raleigh-nc/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 19:52:46 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[conventional mortgage raleigh]]></category>
		<category><![CDATA[home inspections]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[raleigh mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1266</guid>
		<description><![CDATA[We are fortunate, here in the Raleigh, Cary, Chapel Hill, Durham area of the Triangle because we were recently named the Number One Healthiest Real Estate Market in the Country! What does that mean? It means that we are the most likely to be OUT of the Housing Slump first. But if you read the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fannie and Freddie Fees Drive Mortgage Rates Higher 2011</title>
		<link>http://ncfhaexpert.com/housing-news/fannie-and-freddie-fees-drive-mortgage-rates-higher-2011/</link>
		<comments>http://ncfhaexpert.com/housing-news/fannie-and-freddie-fees-drive-mortgage-rates-higher-2011/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 15:33:48 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[best mortgage rates cary]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages nc]]></category>
		<category><![CDATA[steve thorne mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1191</guid>
		<description><![CDATA[Mortgage Giants Fannie Mae and Freddie Mac announced that they are expecting more revenue from mortgage loan production in 2011 to cover their costs. Where is that money coming from? The 2011 Consumer.  The additional fees they will begin charging in April are marked as Risk Based, however they will affect ALL borrowers &#8211; no [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Mandates, QEII and Mortgage Interest Rates in NC</title>
		<link>http://ncfhaexpert.com/housing-news/fed-mandates-qeii-and-mortgage-interest-rates-in-nc/</link>
		<comments>http://ncfhaexpert.com/housing-news/fed-mandates-qeii-and-mortgage-interest-rates-in-nc/#comments</comments>
		<pubDate>Sun, 16 Jan 2011 17:56:07 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage interest rates cary]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage rates 2011]]></category>
		<category><![CDATA[raleigh mortgage interest rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1184</guid>
		<description><![CDATA[Following a sharp rise in interest rates from mid-November through December, Freddie Mac is now predicting that interest rates on 30-year fixed-rate mortgages will hit 5.5 percent in the fourth quarter of the year, up half a percentage point from the 5.0 percent forecast last month. The little green mark is approximately where the FED would like [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Interest Rates are HIGHER!</title>
		<link>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-are-higher/</link>
		<comments>http://ncfhaexpert.com/housing-news/mortgage-interest-rates-are-higher/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 23:05:24 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[fha streamline refinance]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance interest rates]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1173</guid>
		<description><![CDATA[Mortgage Interest Rates have gotten higher, not lower as the Fed said it was hoping would happen with this latest round of activity. So, when you look at the Mortgage Banker&#8217;s of America&#8217;s (MBA) refinance index (looks at refinance activity on a month over month basis) and the the 30 year fixed rate mortgage interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Profile of 2009 &#8211; 2010 First Time Home Buyer</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/profile-of-2009-2010-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 18:17:41 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[fha loans cary]]></category>
		<category><![CDATA[fha loans raleigh]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[usda home loan]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[USDA Mortgage Loans]]></category>
		<category><![CDATA[va home loans]]></category>
		<category><![CDATA[VA Mortgage Loan]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1146</guid>
		<description><![CDATA[The National Association of Realtors released information about First Time Home Buyers last week that showed some interesting trends! 93 percent of those surveyed in 2009 &#8211; 2010 reported that they purchased using one of the first-time buyer tax credits. (Who&#8217;s surprised??? Nope, we&#8217;re not surprised either!) Ninety-five percent chose a fixed-rate mortgage. The median [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More People Refinance to 15 Year Mortgage</title>
		<link>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/</link>
		<comments>http://ncfhaexpert.com/housing-news/more-people-refinance-to-15-year-mortgage/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 19:37:04 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[Housing News]]></category>
		<category><![CDATA[15 year mortgage]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[home loan rates raleigh]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage loan nc]]></category>
		<category><![CDATA[mortgage loan raleigh]]></category>
		<category><![CDATA[mortgage loans nc]]></category>
		<category><![CDATA[mortgage rates cary]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages apex]]></category>
		<category><![CDATA[refinance nc]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1113</guid>
		<description><![CDATA[With mortgage interest rates being in the low 4&#8242;s for a 30 year rate, more people are considering refinancing.  A larger than expected number of those folks are asking for 15 year mortgage. This week, the rates offered by lenders on 15-year fixed-rate loans averaged 3.82 percent, Freddie Mac reported. Why is that?  Well the [...]]]></description>
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