Get $8000 From The Government To Buy A House in North Carolina!
NC has a great First Time Home Buyer Program available, and the BEST news is… You DON’T have to be a First Time Home Buyer! The Program is specifically focused upon homebuyers who have not owned a personal residence for the past 3 years!
We offer NCHFA programs and YOU could take advantage of these great benefits!
* $8,000 in Downpayment Assistance!
* Below Market Fixed Rate Mortgages!
* The Ability To Purchase a Home with a Credit Score LOWER than 620!
The NC Housing Loans also offer us the opportunity to help you get an increased Mortgage Credit for your Income Taxes, meaning you get to keep more of your paycheck, and pay fewer taxes!
If we qualify you to take advantage of the NC Housing advantages, we CAN use this program WITH FHA Mortgage Programs, Veteran Home Loans, USDA Home Loans and Conventional mortgage loans.
Each County in NC has a different Maximum Loan Limit and Income Limit for NC Housing. These limits are different than those of FHA, Home Loans for Veterans or USDA Home Loans. For instance, in Wake County the maximum income for a family of 4 is $89,900.00, and the Maximum Sales Price is $225,000. As a comparison, the Maximum Income Limit in Iredell County for a family of 4 is $69,500.00 and the Maximum Sales Price is $225,000.
WITHOUT using NC Housing Finance Money – you will need NO down payment for a USDA home loan. The property must be within the USDA “Footprint” (read more about where to find a home) and you must meet income limits which are HIGHER than the ones mentioned for NC Housing. Additionally (here comes the “But”) you need a middle credit score above 620…
If you want more information on qualifying for this program to buy a home in North Carolina with no money down, CALL US 919-649-5058 or complete the form below and we’ll be back with you shortly!