Step 2 Homebuying in Cary

In a previous post we explored the whole “First the Loan, then the Home.” Mentality of Home Shopping. The idea is that if you begin shopping for a $175k home because you used an online calculator and figured that’s what you could afford… but some reason you DON’T qualify for that much… you’re never going to find a $150 house that looks like the $175K’s.  Does that make sense to you?

Lending is so very complicated, that you really really need to get pre-approved by a REAL PERSON! (preferrably me!)

SO we’re on to Step 2! ”Now that you and the agent know your budget, there are still questions about family, hobbies, interests, floor plan layouts, decorating tastes, schools and LOCATION which must be addressed.  Once these questions are answered, then you can see what is on the market.  In some prices rages, there are more buyers than listings and that is where your patience and the Realtor’s persistence come into play.

With today’s technology, Realtor’s have access to the constantly changing market which helps them keep an eye out for houses that meet your needs! ”

Let’s go back and re-read that highlighted section.  See that “R” word?  Realtor?  Guys!  You could cut your own hair… but why would you?  As a buyer, a real estate agent does not COST you anything!

We work with some of the TOP agents in the area.  If you don’t have one yet, look at one of these!

If you are considering buying a home in Raleigh or purchasing a home in Cary, contact Steve and Eleanor Thorne, Corporate Investors Mortgage Group, in Cary, NC  919-649-5058

About Eleanor

I see myself differently than most loan officers in the Cary/Raleigh market. As a rare Cary native, I see myself as an expert on the area, on mortgage industry changes & factors that effect rates! I've lived in Cary since 1968 - and I'm second generation "mortgage." I work with my husband, Steve Thorne Mortgage Loan Originator #60596 River Community Bank, N.A., NMLS #448992 Equal Housing Lender More About Me

Speak Your Mind

*