<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>NC FHA Expert</title>
	<atom:link href="http://ncfhaexpert.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://ncfhaexpert.com</link>
	<description>Helping NC&#039;s Home Buyers!</description>
	<lastBuildDate>Sat, 04 Feb 2012 13:56:38 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Does The Balance On Your Account Matter?</title>
		<link>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/</link>
		<comments>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 13:56:38 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[new homes cary]]></category>
		<category><![CDATA[raleigh]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[wake county]]></category>
		<category><![CDATA[wake forest]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=100</guid>
		<description><![CDATA[I recently read a report that said: &#8220;Several of my clients are in the credit restoration business and a recent conference call with some of the heavy hitters in the business revealed an astonishing new update to how the FICO score is computed. Balance management &#8211; that is the practice of getting the &#8220;balance to [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/credit/does-the-balance-on-your-account-matter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s In Your Wallet (It Makes a Difference) Part 2</title>
		<link>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-2/</link>
		<comments>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-2/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 17:05:00 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[dave ramsey credit repair]]></category>
		<category><![CDATA[how to improve credit scores]]></category>
		<category><![CDATA[river community bank]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=152</guid>
		<description><![CDATA[Working on your credit scores so you can purchase a home? If you are not behind on payments, and you think you can manage the payments as they are (without closing accounts)… let’s talk about one of the most important things you can do to raise your credit score. Take out your wallet… Look at [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What&#8217;s In Your Wallet (it makes a Difference)?  Part 1</title>
		<link>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-1/</link>
		<comments>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-1/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:35:18 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[New Homes]]></category>
		<category><![CDATA[non-profit consumer credit counseling]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[steve thorne river community bank]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=149</guid>
		<description><![CDATA[Are you considering a Home Purchase???  Many of us realize that credit scores are the Holy Grail—the one thing you do not want to screw up… and if you have, it’s the one thing you want to figure out how to FIX&#8230; FAST! We talk to people all the time who have been laid off, [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/housing-news/whats-in-your-wallet-it-makes-a-difference-part-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Different Kinds of Mortgage Insurance</title>
		<link>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/</link>
		<comments>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:40:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha mip]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha pmi]]></category>
		<category><![CDATA[river community bank]]></category>
		<category><![CDATA[usda home loan pmi]]></category>
		<category><![CDATA[usda home loans]]></category>
		<category><![CDATA[va home loan pmi]]></category>
		<category><![CDATA[va home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1661</guid>
		<description><![CDATA[Most folks want to avoid PMI&#8230; but they don&#8217;t realize that they are happily paying a &#8220;kind&#8221; of mortgage insurance no matter what kind of loan they are getting! Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage&#8230; it&#8217;s the insurance that protects [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/the-different-kinds-of-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Score Basics &#8211; For First Time Homebuyers</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/credit-score-basics-part-1/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/credit-score-basics-part-1/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 13:25:46 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[how credit scores work]]></category>
		<category><![CDATA[improve credit scores]]></category>
		<category><![CDATA[improve fico score]]></category>
		<category><![CDATA[river community bank]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=300</guid>
		<description><![CDATA[For instance the "Free Credit Score.com" jingle that folks listen to, and then PAY for doesn't have a matrix that is anywhere close to the "Mortgage" matrix we must use to score you!  We've seen many people who thought their credit score was "up" to 640 - when we pulled it and found that the score was actually 618, the customer thought we were crazy!  We weren't... there's just a difference between a Mortgage Report Score, A Medical Credit Score, and a Retail Credit Score.]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/credit-score-basics-part-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calculating FHA Downpayment</title>
		<link>http://ncfhaexpert.com/fha/calculating-fha-downpayment/</link>
		<comments>http://ncfhaexpert.com/fha/calculating-fha-downpayment/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 19:49:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[fha downpayments]]></category>
		<category><![CDATA[fha guidelines]]></category>
		<category><![CDATA[kiddie condo]]></category>
		<category><![CDATA[non occupying coborrower]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1631</guid>
		<description><![CDATA[I&#8217;ve been in this business for a while&#8230; my daughter would tell you I&#8217;m old as dirt&#8230; and for as long as I&#8217;ve been in this, we&#8217;ve had a complicated way of calculating FHA Downpayment. FHA always used acquisition cost.  How much were you putting into the total aquisition of the property&#8230; closing costs and [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/fha/calculating-fha-downpayment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>100% Loans In Wake Forest, NC</title>
		<link>http://ncfhaexpert.com/usda-loans/100-loans-in-wake-forest-nc/</link>
		<comments>http://ncfhaexpert.com/usda-loans/100-loans-in-wake-forest-nc/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 19:48:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[USDA Home Loans]]></category>
		<category><![CDATA[homes that qualify for usda near wake forest]]></category>
		<category><![CDATA[usda home loans wake county]]></category>
		<category><![CDATA[usdas home loans wake forest]]></category>
		<category><![CDATA[wake forest usda]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1630</guid>
		<description><![CDATA[Are you looking for a home in the Wake Forest Area?  Great NEWS!  This map shows the property that is eligible for USDA 100% fianancing!  The area that is NOT &#8220;peach&#8221; qualifies! See that line where the railroad tracks go from &#8220;peach&#8221; to white.  That&#8217;s Roger&#8217;s Road.  This is a GREAT part of Wake County [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/usda-loans/100-loans-in-wake-forest-nc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Underwriters Currently Treat Income for VA Loans</title>
		<link>http://ncfhaexpert.com/va-loans/how-underwriters-currently-treat-income-for-va-loans/</link>
		<comments>http://ncfhaexpert.com/va-loans/how-underwriters-currently-treat-income-for-va-loans/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 19:45:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[bah]]></category>
		<category><![CDATA[bas]]></category>
		<category><![CDATA[fort bragg]]></category>
		<category><![CDATA[home loans for veterans]]></category>
		<category><![CDATA[military pcs move]]></category>
		<category><![CDATA[qualifying for a mortgage ft bragg]]></category>
		<category><![CDATA[veteran home loans]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1649</guid>
		<description><![CDATA[We are fortunate to live near several Military Bases, and we are working with several folks who are using their VA benefits to purchase homes.  Mortgage loans backed by the Veterans Administration are 100% loans based on the homes value, and do not generally carry location restrictions like USDA loans do&#8230; We sell our loans [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/va-loans/how-underwriters-currently-treat-income-for-va-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minimum Credit Scores for Mortgages in 2012</title>
		<link>http://ncfhaexpert.com/credit/credit-scores-and-mortgages/</link>
		<comments>http://ncfhaexpert.com/credit/credit-scores-and-mortgages/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 12:16:07 +0000</pubDate>
		<dc:creator>Eleanor</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[minimum credit score fha]]></category>
		<category><![CDATA[minimum credit score veteran home loans]]></category>
		<category><![CDATA[minimum credit scores]]></category>
		<category><![CDATA[minimum credit scores usda home loans]]></category>

		<guid isPermaLink="false">http://howtoimprovemyscore.com/?p=55</guid>
		<description><![CDATA[I&#8221;ve written a couple dozen times about scores and how to increase your score &#8211; but I don&#8217;t think I&#8217;ve mentioned (here anyway) what the goal is.  If you want to buy a car &#8211; your goal is to get your score to AT LEAST a 525 on all three credit bureaus.  If you are [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/credit/credit-scores-and-mortgages/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>First Time Homebuyers &#8211; Don&#8217;t Just Check On The Rate!</title>
		<link>http://ncfhaexpert.com/first-time-homebuyer/first-time-homebuyers-dont-just-check-on-the-rate/</link>
		<comments>http://ncfhaexpert.com/first-time-homebuyer/first-time-homebuyers-dont-just-check-on-the-rate/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:34:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Housing News]]></category>
		<category><![CDATA[1st time home buyer programs]]></category>
		<category><![CDATA[Best mortgage rates]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyer programs]]></category>
		<category><![CDATA[steve thorne mortgage]]></category>

		<guid isPermaLink="false">http://ncfhaexpert.com/?p=1744</guid>
		<description><![CDATA[&#160; There are tons of first time homebuyers out there negotiating the best deal on their new home, and now it&#8217;s time to get a mortgage. Most of them only know how to ask one question:  What&#8217;s the Rate? We&#8217;ve been in the mortgage business for over 20 years &#8211; and the only thing most [...]]]></description>
		<wfw:commentRss>http://ncfhaexpert.com/first-time-homebuyer/first-time-homebuyers-dont-just-check-on-the-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

