USDA Home Loans are not just for buying farms! In fact, we don’t really offer that kind of Rural Development loan!
We DO offer USDA Home Loans… 100%, No Money Down mortgage loans that are insured by the USDA program!
These loans have less insurance than FHA loans, so they are cheaper all the way around… but there are some catches!
The property has to fall within the USDA Home Loan “footprint.” All of Johnston County and Harnett County qualifies for this program… MUCH of the area around Apex, Holly Springs, Fuquay and Garner also qualifes! Generally speaking, the area on the Harnett County side of 1010 does qualify, and the property towards Cary doesn’t. We’ve posted several maps, and you can click on them here.
You also have to be under the Maximum Income for your family size – for those requirements, click here.
We close dozens of these loans each month in Wake and Johnston County (and Durham and Chatham and Harnett…) and we KNOW hwo they work! Please call Steve and Eleanor Thorne to get pre-qualified for a USDA Home Loan! 919-649-5058
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