Benefits of FHA Mortgage Loans

FHA Mortgage Loans are one of the best mortgage loan programs available for folks purchsing a home in the Wake County Area because it serves so many needs!

You can use the program, as a parent, to help your student or child get into their First Home! The downpayment is 3.5%, and it can be a gift from a family member.  They also allow the parent, or family member, to go on the loan to help with qualifying!

The program can also be used to help an elderly parent who might have a limited income live an independant life style!

FHA Mortgage Loans also offer flexability when it comes to new credit - meaning if you have not been in the work force for YEARS, you might not have a very high score – not because you’ve missed a payment, simply because you don’t have a really long credit history!

Borrowers who work second jobs, also find FHA is quicker to accept income from that second job – meaning sometimes only 18 or 20 months of second job income history is required!

We’ve closed over a THOUSAND FHA mortgage loans in our history as Loan Officers! It’s a GREAT program, with HUGE benefits!  Call Steve and Eleanor Thorne 919-649-5058 to get pre-qualified today!

Getting Ahead In A Difficult Profession

moonI love to pass along stories – here’s another of my favorites…

Dante Gabriel Rossetti, the famous 19th century pet and artist, was once approached by an elderly man.  The fellow had oms sketches and drawings that he wanted Rossetti to look at and tell him if they were any good, or if they, at least, showed potential talent.

Rossetti looked them over carefully.  After the first few he knew that they were worthless, showing not the least sign of artistic talent.  But Rossetti was a kind man and he told the elderly man as gently as possible that the pictures were without much value and showed little talent.  He was sorry, but he could not lie to the man.

The visitor was disappointed, but seemed to respect Rossetti’s judgement.  He apologized for taking up Rossetti’s time, but would he just look at a few more drawings – these done by a young art student?

Rossetti looked over the second batch of sketches and immediately enthused over the talent they reveled.  “These,” he said,” ah, these are good!  This young man, whoever he is, has great talent.  He should be given every help and encouragement in his career as an artist.  He has a great future, if he will work hard and stick with it.”

Rossetti could see that the old fellow was deeply moved. “Who is this fine young artist?” he asked.  “Your son?”

“No,” said the old fellow sadly.  “It is me – 40 years ago.  If only I heard your praise then… for you see, I got discouraged and gave up – too soon.”

Getting ahead in a difficult profession requires avid faith in yourself.  You must be able to sustain yourself against staggering blows.  There is no code of conduct to help beginners.  That is why some people with mediocre talent, but with great inner drive, go much further than people with vastly superior talent.

Sophia Loren

Imagine how many people would appreciate your encouragement today!!